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PERRY FARELLA
Perry Farella
(888) 280-5654
203K & Conventional Renovation Specialist
NMLS #755943
First Community Mortgage
Company NMLS #629700
Approving Loans Since 2002!
Hi I’m Perry, an FHA Loan & 203K Renovation Specialist! I Want to Hear From You! Let's Talk About Your Purchase or Refinance.
Let's talk about, How to Qualify, 203k Loan Requirements, & Other Questions you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally. Call or e-mail Me, whichever way works best for YOU. Also Conventional HomeStyle, Choice and VA renovation loan options.
FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home
Avoid getting your financing denied due to property conditions. Avoid any upfront property repair requirements
Improve your home Size
Improve your home Comfort
Improve your home Value
Combine your home improvement funds with your purchase or refinance loan to Renovate, Repair, Rehab, or Remodel your property all at the same time.
203K Eligible properties include Single Family, 2 to 4 units, Condos, Townhomes, and even mixed use.
Types of FHA 203K Eligible Sales
Regular Standard Listing, Foreclosure, HUD Repos, REO, For sale by Owner, as well as other sales, plus it can be used to refinance.
A Home Owners Guide to the FHA 203K Loan
Get The 203k Loan Info You Need!
Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out for to me, Perry Farella, your dedicated 203K Lender, for all the detailed information you need.
An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!
Qualifying for a 203k loan is easy, whether you’re Buying or Refinancing. This type of home improvement loan is just like any other type of home loan except you’ll also get the additional funds needed for all your Repairs, Renovations or Rehab.
Whether you’re a First-Time Homebuyer, previously Owned a home or currently a Homeowner, you are eligible to qualify for a 203k Loan as long as you plan to occupy the property.
The FHA 203K Loan is a great option for those looking to add home improvement funds to their purchase or refinance loan, with the advantage of a minimal down payment or equity.
This All-in-One Loan allows a broader scope of properties for you to choose from. You can pick up a fixer upper or an outdated property and fix it up the way you want. With other types of financing, property conditions could cause a dilemma requiring these issues to be resolved before closing your loan. That can slow down or stop your transaction from closing. With the 203k you will avoid those property condition hurdles
Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.
Once the loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!
To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d like to accomplish.
Not all FHA Lenders or loan officers have the expertise to handle an FHA 203K Loan. Don’t take a chance, talk to the 203K Specialist who can do FHA 203K Renovation loans as well as standard FHA loans.
With 22 Years of Experience specializing in the 203k as well as other renovation type loans you'll be in good hands from beginning to end!
Contact Perry Farella, your EXPERT in FHA 203K Loans.
Let's get your home renovation project started!
My direct number!
My personal email!
Perry Farella is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the Nebraska cities below:
Abie
Adams
Addison
Ainsworth
Albion
Alda
Alexandria
Alexis
Algernon
Allen
Alliance
Alma
Alvo
Amherst
Anderson
Anoka
Anselmo
Ansley
Antelope
Arapahoe
Arcadia
Arizona
Arlington
Arnold
Arthur
Ash Grove
Ashland
Ashton
Atkinson
Atlanta
Auburn
Aurora
Avoca
Axtell
Ayr
Bancroft
Banner
Barada
Barneston
Bartlett
Bartley
Basin
Bassett
Battle Creek
Bayard
Bazile Mills
Beatrice
Beaver
Beaver City
Beaver Crossing
Bee
Beemer
Belden
Belgrade
Bell Creek
Belle
Belle Prairie
Bellevue
Bellwood
Belvidere
Benedict
Benkelman
Bennet
Bennett
Bennington
Bertrand
Berwyn
Big Springs
Bismark
Blackbird
Bladen
Blaine
Blair
Blakely
Bloomfield
Bloomington
Blue Hill
Blue Springs
Bohemia
Bone Creek
Boone
Box Butte
Boyd
Boys Town
Bradshaw
Brady
Brainard
Brewster
Bridgeport
Bristow
Broadwater
Brock
Broken Bow
Brown
Brownville
Brule
Bruning
Bruno
Brunswick
Bryan
Bryant
Buffalo
Burchard
Burr
Burrows
Burt
Burton
Burwell
Bush
Bushnell
Butler
Butte
Byron
Cairo
Callaway
Cambridge
Campbell
Carleton
Carroll
Cass
Cedar
Cedar Bluffs
Cedar Creek
Cedar Rapids
Center
Central
Central City
Ceresco
Chadron
Chambers
Chapman
Chappell
Chase
Chelsea
Cherry
Chester
Cheyenne
Clark
Clarks
Clarkson
Clarksville
Clatonia
Clay
Clay Center
Clear Creek
Clearwater
Cleveland
Cliff
Clinton
Cody
Coleman
Coleridge
Colfax
Colon
Columbia
Columbus
Comstock
Concord
Conley
Cook
Cordova
Corner
Cornlea
Cortland
Cosmo
Cotesfield
Cotterell
Cottonwood
Council Creek
Cowles
Cozad
Crab Orchard
Craig
Crawford
Creighton
Creston
Crete
Crofton
Crookston
Culbertson
Cuming
Curtis
Cushing
Custer
Daily
Dakota
Dakota City
Dalton
Danbury
Dannebrog
Davenport
Davey
David City
Davis Creek
Dawes
Dawson
Daykin
De Witt
Decatur
Delight
Deloit
Denton
Deshler
Deuel
Deweese
Diller
Dix
Dixon
Dodge
Dolphin
Doniphan
Dorchester
Douglas
Douglas Grove
Dowling
Du Bois
Dunbar
Duncan
Dundy
Dunning
Dustin
Dwight
Eagle
East Bloomington
East Custer
East Newman
Eastern
Eaton
Eddyville
Edgar
Edison
Elba
Eldorado
Elgin
Elim
Elk
Elk Creek
Elkhorn
Elm
Elm Creek
Elmwood
Elsie
Elwood
Elyria
Emerson
Emmet
Endicott
Enterprise
Ericson
Eureka
Eustis
Everett
Ewing
Exeter
Fairbury
Fairfield
Fairmont
Fairview
Falls City
Farnam
Farwell
Filley
Fillmore
Firth
Flournoy
Fordyce
Fort Calhoun
Foster
Francis
Frankfort
Franklin
Fremont
Friend
Frontier
Fullerton
Funk
Furnas
Gage
Galena
Gandy
Garden
Garfield
Garland
Garrison
Geneva
Genoa
Geranium
Gering
Gibbon
Gilead
Giltner
Glengary
Glenvil
Glenwood
Goehner
Golden
Gordon
Gosper
Gothenburg
Grafton
Grand Island
Grand Prairie
Grant
Granville
Grattan
Greeley
Greeley Center
Green
Green Valley
Greenwood
Gresham
Gretna
Gross
Guide Rock
Gurley
Hadar
Haigler
Hall
Hallam
Halsey
Hamilton
Hamlet
Hampton
Hanover
Harbine
Hardy
Harlan
Harrison
Hartington
Harvard
Hastings
Hay Springs
Hayes
Hayes Center
Hazard
Heartwell
Hebron
Hemingford
Henderson
Hendley
Henry
Herman
Herrick
Hershey
Hickman
Highland
Hildreth
Hill
Hitchcock
Holbrook
Holdrege
Holstein
Holt
Holt Creek
Homer
Hooker
Hooper
Hordville
Hoskins
Howard
Howard City
Howells
Hubbard
Hubbell
Humboldt
Humphrey
Huntley
Hyannis
Imperial
Independent
Indianola
Inglewood
Inland
Inman
Iowa
Island Grove
Ithaca
Jackson
Jansen
Jefferson
Johns
Johnson
Joliet
Josie
Julian
Juniata
Kearney
Keith
Kenesaw
Kennard
Keya Paha
Kilfoil
Kilgore
Kimball
Knox
La Vista
Lake
Lamar
Lancaster
Laurel
Lawrence
Lebanon
Leicester
Leigh
Leshara
Lewellen
Lewis
Lewiston
Lexington
Liberty
Lillian
Lincoln
Lindsay
Linwood
Litchfield
Lodgepole
Logan
Lone Tree
Long Pine
Loomis
Lorton
Lost Creek
Louisville
Loup
Loup City
Loup Ferry
Lowell
Lushton
Lyman
Lynch
Lynn
Lyons
Macon
Madison
Madrid
Magnet
Malcolm
Malmo
Manley
Maple
Marble
Marietta
Marion
Mariposa
Marquette
Marshall
Martinsburg
Maskell
Mason City
Maxwell
May
Maywood
McClure
McCook
McCool Junction
McCulley
McGrew
McLean
McPherson
Mead
Meadow Grove
Melbeta
Memphis
Merna
Merrick
Merriman
Merry
Michigan
Midland
Milburn
Milford
Miller
Milligan
Minatare
Minden
Mirage
Mitchell
Momence
Monowi
Monroe
Monterey
Moorefield
Morrill
Morse Bluff
Morton
Mullen
Murdock
Murray
Myrtle
Nance
Naper
Naponee
Nebraska City
Nehawka
Neligh
Nelson
Nemaha
Nenzel
Newark
Newcastle
Newman
Newman Grove
Newport
Nickerson
Niobrara
Noble
Nora
Norfolk
Norman
North Bend
North Cedar
North Frankfort
North Franklin
North Loup
North Platte
Nuckolls
O'Neill
Oak
Oak Creek
Oakdale
Oakland
Obert
Oconee
Oconto
Octavia
Odell
Ogallala
Ohiowa
Olive
Omaha
Oneida
Ong
Orchard
Ord
Orleans
Osceola
Oshkosh
Osmond
Otoe
Ottercreek
Overton
Oxford
Paddock
Page
Palisade
Palmer
Palmyra
Panama
Papillion
Pawnee
Pawnee City
Paxton
Pebble
Pender
Peoria
Perkins
Perry
Pershing
Peru
Petersburg
Phelps
Phillips
Pickrell
Pierce
Pilger
Plainview
Platte
Platte Center
Plattsmouth
Pleasant Dale
Pleasant Valley
Pleasant View
Pleasanton
Plum Creek
Plymouth
Pohocco
Polk
Ponca
Potter
Prague
Prairie Creek
Prairie Island
Preston
Primrose
Prosser
Quinnebaugh
Ragan
Ralston
Randolph
Ravenna
Raymond
Read
Reading
Red Cloud
Red Willow
Republican City
Reynolds
Richardson
Richland
Ridgeley
Rising City
Riverdale
Riverside
Riverton
Roca
Rock
Rock Creek
Rock Falls
Rockford
Rockville
Rogers
Rosalie
Roseland
Royal
Rulo
Rushville
Ruskin
Ryno
Salem
Saline
Sand Creek
Santee
Saratoga
Sargent
Saronville
Sarpy
Saunders
Savannah
School Creek
Schuyler
Scotia
Scott
Scotts Bluff
Scottsbluff
Scribner
Seward
Shamrock
Shelby
Shell Creek
Shelton
Sheridan
Sherman
Shickley
Shields
Sholes
Shubert
Sicily
Sidney
Silver Creek
Silvercreek
Sioux
Skull Creek
Smithfield
Snyder
South Bend
South Branch
South Cedar
South Sioux City
Spade
Spalding
Sparta
Spencer
Sprague
Spring Creek
Spring Ranch
Springbank
Springdale
Springfield
Springview
St. Bernard
St. Charles
St. Edward
St. Helena
St. Paul
Stamford
Stanton
Staplehurst
Stapleton
Steel Creek
Steele City
Steinauer
Stella
Sterling
Stockham
Stocking
Stockville
Strang
Stratton
Stromsburg
Stuart
Summit
Sumner
Superior
Surprise
Sutherland
Sutton
Swan
Swanton
Syracuse
Table Rock
Talmage
Tarnov
Taylor
Tecumseh
Tekamah
Terry
Thayer
Thedford
Thomas
Thurston
Tilden
Timber Creek
Tobias
Town 1
Town 2
Town 5
Town 6
Town 7
Trenton
Triumph
Trumbull
Turkey Creek
Uehling
Ulysses
Unadilla
Union
Upland
Utica
Valentine
Valley
Valparaiso
Venango
Verdel
Verdigre
Verdigris
Verdon
Victoria
Vieregg
Vinton
Virginia
Waco
Wahoo
Wakefield
Walker
Wallace
Walnut Grove
Walthill
Washington
Waterbury
Waterloo
Wauneta
Wausa
Waverly
Wayne
Webster
Weeping Water
Wellfleet
West Blue
West Newman
West Point
West Union
Western
Westerville
Weston
Wheeler
Whitney
Wilber
Wilcox
Willowdale
Wilsonville
Winnebago
Winnetoon
Winside
Winslow
Wisner
Wolbach
Wood Lake
Wood River
Woodville
Wymore
Wynot
Wyoming
Yale