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Hi
I’m interested in 203k but I have bankruptcy in 2008 and not sure if I can get a loan.Do you know of a lender who deal with this if I can provide down payment.
Thank You
Sanya asked:
Hi
I’m interested in 203k but I have bankruptcy in 2008 and not sure if I can get a loan. Do you know of a lender who deal with this if I can provide down payment.
Thank You
203k Mortgage Lender’s Answer:
Hi Sanya,
Bankruptcies are acceptable on FHA loans after 2yrs from discharge with
either re-established or good payment history since then. Wait to complete
your two years then see what your credit scores are…minimum needed 620 and
above.
There are loans with minimum 30% to 40% down payment with much higher rates
as an alternative but I wouldn’t recommend them unless that is your only
choice and you can’t wait.
Good luck.
Do you work with non profits ?
Hi Jacques,
Unfortunately I do not have a list because I or any source I know of do 203K loans for Non-Profits.
Sorry and Good luck to you