Meet Your 203K Lender for
NORTH CAROLINA

Dustin-Swigart

Dustin Swigart

(888) 334-4493

Regional Renovation Sales Manager
203K Loan Specialist

NMLS # 681479

PrimeLending

PrimeLending

Company NMLS # 13649

Hi I’m Dustin, an FHA Loan &  203K Renovation Specialist!  I Want to Hear From You!   Let's Talk About Your Purchase or Refinance.

Let's talk about,  How to Qualify,  203k Loan Requirements, & Other Questions  you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally.  Call or e-mail Me, whichever way works best for YOU.

Looking for an FHA Loan?   Why not make it an FHA 203K?

FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home

Creating The Home You Love STARTS HERE!

203K Purchase

Avoid Common Financing Roadblocks

Avoid getting your financing denied due to property conditions.  Avoid any upfront property repair requirements

203K Refinance

Improvements are Made After Closing

Improve your home Size
Improve your home Comfort
Improve your home Value

203K All In One Loan!

Finance Plus Improvements!

Combine your home improvement funds with your purchase or refinance loan to Renovate, Repair, Rehab, or Remodel your property all at the same time.

What Properties are 203K Eligible in North Carolina?

203K Eligible properties include Single Family, 2 to 4 units, Condos, Townhomes, and even mixed use.


Types of FHA 203K Eligible Sales

Regular Standard Listing, Foreclosure, HUD Repos, REO, For sale by Owner, as well as other sales, plus it can be used to refinance.

A Home Owners Guide to the FHA 203K Loan

Get The 203k Loan Info You Need!  

FREE DOWNLOAD!

 FHA 203K Questions You May Have

Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out to me, Dustin Swigart, your dedicated 203K Lender, for all the detailed information you need

FHA-203K-Loan-Home-Improvement.jpg

What is an FHA 203k Loan?

An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!

How to Qualify for an FHA 203k Loan in North Carolina?

Qualifying for a 203k loan is easy, whether you’re Buying or Refinancing.  This type of home improvement loan is  just like any other type of home loan except you’ll also get the additional funds needed for all your Repairs, Renovations or Rehab.   

203K-Loan-Qualifications

Who is Eligible to Qualify for a 203k Loan?

Whether you’re a First-Time Homebuyer, previously Owned a home or currently a Homeowner, you are eligible to qualify for a 203k Loan as long as you plan to occupy the property.


Who is a 203k loan for?

The FHA 203K Loan is a great option for those looking to add home improvement funds to their purchase or refinance loan, with the advantage of a minimal down payment or equity.   

Why a 203k Loan?

This All-in-One Loan allows a broader scope of  properties for you to choose from.  You can pick up a fixer upper or an outdated property and fix it up the way you want.   With other types of financing, property conditions could cause a dilemma requiring these issues to be resolved before closing your loan. That can slow down or stop your transaction from closing. With the 203k you will avoid those property condition hurdles

Why-A-203K-Loan?

How does an FHA 203K Work?

Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.


Once the  loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!  

How To Start Your 203K Loan?

To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d  like to accomplish.

Get quick Answers to your FHA 203K Loan Questions!

"Contact me now, to accomplish your goals and plans. I look forward to hearing from you!"

Dustin-Swigart

Dustin Swigart

(888) 334-4493

Dustin Swigart is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the North Carolina cities below:

Aberdeen
Ahoskie
Alamance
Albemarle
Alexander
Alleghany
Alliance
Andrews
Angier
Anson
Ansonville
Apex
Arapahoe
Archdale
Archer Lodge
Ashe
Asheboro
Asheville
Askewville
Atkinson
Atlantic Beach
Aulander
Aurora
Autryville
Avery
Ayden
Badin
Bailey
Bakersville
Bald Head Island
Banner Elk
Bath
Bayboro
Bear Grass
Beaufort
Beech Mountain
Belhaven
Belmont
Belville
Belwood
Benson
Bermuda Run
Bertie
Bessemer City
Bethania
Bethel
Beulaville
Biltmore Forest
Biscoe
Black Creek
Black Mountain
Bladen
Bladenboro
Blowing Rock
Boardman
Bogue
Boiling Spring Lakes
Boiling Springs
Bolivia
Bolton
Boone
Boonville
Bostic
Brevard
Bridgeton
Broadway
Brookford
Brunswick
Bryson City
Buncombe
Bunn
Burgaw
Burke
Burlington
Burnsville
Butner
Cabarrus
Cajah's Mountain
Calabash
Caldwell
Calypso
Camden
Cameron
Candor
Canton
Cape Carteret
Carolina Beach
Carolina Shores
Carrboro
Carteret
Carthage
Cary
Casar
Castalia
Caswell
Caswell Beach
Catawba
Cedar Point
Cedar Rock
Cerro Gordo
Chadbourn
Chapel Hill
Charlotte
Chatham
Cherokee
Cherryville
Chimney Rock Village
China Grove
Chocowinity
Chowan
Claremont
Clarkton
Clay
Clayton
Clemmons
Cleveland
Clinton
Clyde
Coats
Cofield
Colerain
Columbia
Columbus
Como
Concord
Conetoe
Connelly Springs
Conover
Conway
Cooleemee
Cornelius
Cove City
Cramerton
Craven
Creedmoor
Creswell
Crossnore
Cumberland
Currituck
Dallas
Danbury
Dare
Davidson
Davie
Denton
Dillsboro
Dobbins Heights
Dobson
Dortches
Dover
Drexel
Dublin
Duck
Dunn
Duplin
Durham
Earl
East Arcadia
East Bend
East Laurinburg
East Spencer
Eastover
Eden
Edenton
Edgecombe
Elizabeth
Elizabeth City
Elk Park
Elkin
Ellenboro
Ellerbe
Elm City
Elon
Emerald Isle
Enfield
Erwin
Eureka
Everetts
Fair Bluff
Fairmont
Fairview
Faison
Faith
Falcon
Falkland
Fallston
Farmville
Fayetteville
Flat Rock
Fletcher
Fontana Dam
Forest City
Forest Hills
Forsyth
Fountain
Four Oaks
Foxfire
Franklin
Franklinton
Franklinville
Fremont
Fuquay-Varina
Gamewell
Garland
Garner
Garysburg
Gaston
Gastonia
Gates
Gatesville


Gibson
Gibsonville
Glen Alpine
Godwin
Goldsboro
Goldston
Graham
Grandfather Village
Granite Falls
Granite Quarry
Grantsboro
Granville
Green Level
Greene
Greenevers
Greensboro
Greenville
Grifton
Grimesland
Grover
Guilford
Halifax
Hamilton
Hamlet
Harmony
Harnett
Harrells
Harrellsville
Harrisburg
Hassell
Havelock
Haw River
Hayesville
Haywood
Hemby Bridge
Henderson
Hendersonville
Hertford
Hickory
High Point
High Shoals
Highlands
Hildebran
Hills
Hobgood
Hoffman
Hoke
Holden Beach
Holly Ridge
Holly Springs
Hookerton
Hope Mills
Hot Springs
Hudson
Huntersville
Hyde
Indian Beach
Indian Trail
Iredell
Jackson
Jacksonville
James
Jamesville
Jefferson
Johnston
Jones
Jonesville
Kannapolis
Kelford
Kenansville
Kenly
Kernersville
Kill Devil Hills
King
Kings
Kings Mountain
Kinston
Kittrell
Kitty Hawk
Knightdale
Kure Beach
La Grange
Lake Lure
Lake Park
Lake Santeetlah
Lake Waccamaw
Landis
Lansing
Lasker
Lattimore
Laurel Park
Laurinburg
Lawndale
Lee
Leggett
Leland
Lenoir
Lewiston Woodville
Lewisville
Lexington
Liberty
Lilesville
Lillington
Lincoln
Lincolnton
Linden
Littleton
Locust
Long View
Louisburg
Love Valley
Lowell
Lucama
Lumber Bridge
Lumberton
Macclesfield
Macon
Madison
Maggie Valley
Magnolia
Maiden
Manteo
Marietta
Marion
Mars Hill
Marshall
Marshville
Martin
Marvin
Matthews
Maxton
Mayodan
Maysville
McAdenville
McDonald
McDowell
McFarlan
Mebane
Mecklenburg
Mesic
Micro
Middleburg
Middlesex
Midland
Midway
Mills River
Milton
Mineral Springs
Minnesott Beach
Mint Hill
Misenheimer
Mitchell
Mocksville
Momeyer
Monroe
Montgomery
Montreat
Moore
Mooresboro
Mooresville
Morehead City
Morganton
Morrisville
Morven
Mount Airy
Mount Gilead
Mount Holly
Mount Olive
Mount Pleasant
Murfreesboro
Murphy
Nags Head
Nash
Nashville
Navassa
New Bern
New Hanover
New London
Newland
Newport
Newton
Newton Grove
Norlina
Norman
North Topsail Beach
North Wilkesboro
Northampton
Northwest
Norwood
Oak City
Oak Island
Oak Ridge
Oakboro
Ocean Isle Beach
Old Fort
Onslow
Orange
Oriental
Orrum
Ossipee
Oxford
Pamlico
Pantego
Parkton
Parmele
Pasquotank
Patterson Springs
Peachland
Peletier
Pembroke

Pender
Perquimans
Person
Pikeville
Pilot Mountain
Pine Knoll Shores
Pine Level
Pinebluff
Pinehurst
Pinetops
Pineville
Pink Hill
Pitt
Pittsboro
Pleasant Garden
Plymouth
Polk
Polkton
Polkville
Pollocksville
Powellsville
Princeton
Princeville
Proctorville
Raeford
Raleigh
Ramseur
Randleman
Randolph
Ranlo
Raynham
Red Cross
Red Oak
Red Springs
Reidsville
Rennert
Rhodhiss
Rich Square
Richfield
Richlands
Richmond
River Bend
Roanoke Rapids
Robbins
Robbinsville
Robersonville
Robeson
Rockingham
Rockwell
Rocky Mount
Rolesville
Ronda
Roper
Rose Hill
Roseboro
Rosman
Rowan
Rowland
Roxboro
Roxobel
Rural Hall
Ruth
Rutherford
Rutherford College
Rutherfordton
Salemburg
Salisbury
Saluda
Sampson
Sandy Creek
Sandyfield
Sanford
Saratoga
Sawmills
Scotland
Scotland Neck
Seaboard
Seagrove
Sedalia
Selma
Seven Devils
Seven Springs
Severn
Shallotte
Sharpsburg
Shelby
Siler City
Simpson
Sims
Smithfield
Snow Hill
Southern Pines
Southern Shores
Southport
Sparta
Speed
Spencer
Spindale
Spring Hope
Spring Lake
Spruce Pine
St. Helena
St. James
St. Pauls
Staley
Stallings
Stanfield
Stanley
Stanly
Stantonsburg
Star
Statesville
Stedman
Stem
Stokes
Stokesdale
Stoneville
Stonewall
Stovall
Sugar Mountain
Summerfield
Sunset Beach
Surf City
Surry
Swain
Swansboro
Swepsonville
Sylva
Tabor City
Tar Heel
Tarboro
Taylor
Taylorsville
Teachey
Thomasville
Tobaccoville
Topsail Beach
Transylvania
Trent Woods
Trenton
Trinity
Troutman
Troy
Tryon
Turkey
Tyrrell
Union
Unionville
Valdese
Vance
Vanceboro
Vandemere
Varnam
Vass
Waco
Wade
Wadesboro
Wagram
Wake
Wake Forest
Walker
Wallace
Wallburg
Walnut Cove
Walnut Creek
Walstonburg
Warren
Warrenton
Warsaw
Washington
Washington Park
Watauga
Watha
Waxhaw
Wayne
Waynesville
Weaverville
Webster
Weddington
Weldon
Wendell
Wentworth
Wesley Chapel
West Jefferson
Whispering Pines
Whitakers
White Lake
Whiteville
Whitsett
Wilkes
Wilkesboro
Williamston
Wilmington
Wilson
Wilson's Mills
Windsor
Winfall
Wingate
Winston-Salem
Winterville
Winton
Woodfin
Woodland
Wrightsville Beach
Yadkin
Yadkinville
Yancey
Yanceyville
Youngsville
Zebulon

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