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Perry Farella
Meet Your 203K Lender for
MASSACHUSETTS
Perry Farella
(888) 280-5654
203K & Conventional Renovation Specialist
NMLS #755943
First Community Mortgage
Company NMLS #629700
Approving Loans Since 2002!
Hi I’m Perry, an FHA Loan & 203K Renovation Specialist! I Want to Hear From You! Let's Talk About Your Purchase or Refinance.
Let's talk about, How to Qualify, 203k Loan Requirements, & Other Questions you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally. Call or e-mail Me, whichever way works best for YOU. Also Conventional HomeStyle, Choice and VA renovation loan options.
Looking for an FHA Loan? Why not make it an FHA 203K?
FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home
Creating The Home You Love STARTS HERE!
203K Purchase
Avoid Common Financing Roadblocks
Avoid getting your financing denied due to property conditions. Avoid any upfront property repair requirements
203K Refinance
Improvements are Made After Closing
Improve your home Size
Improve your home Comfort
Improve your home Value
203K All In One Loan!
Finance Plus Improvements!
Combine your home improvement funds with your purchase or refinance loan to Renovate, Repair, Rehab, or Remodel your property all at the same time.
Types of Sales & 203K Eligible Properties:
Regular Standard Listing, Foreclosure, HUD Repos, REO, For sale by Owner, as well as other sales, plus it can be used to refinance. 203K Eligible properties include Single Family, 2 to 4 units, Condos, Townhomes, and even mixed use.
A Home Owners Guide to the FHA 203K Loan
Get The 203k Loan Info You Need!
FREE DOWNLOAD!
FHA 203K Questions You May Have
Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out to me, Perry Farella, your dedicated 203K Lender, for all the detailed information you need
What is an FHA 203k Loan?
An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!
How to Qualify for an FHA 203k Loan in Massachusetts?
Qualifying for a 203k loan is easy, whether you’re Buying or Refinancing. This type of home improvement loan is just like any other type of home loan except you’ll also get the additional funds needed for all your Repairs, Renovations or Rehab.
Who is Eligible to Qualify for a 203k Loan?
Whether you’re a First-Time Homebuyer, previously Owned a home or currently a Homeowner, you are eligible to qualify for a 203k Loan as long as you plan to occupy the property.
Who is a 203k Loan For?
The FHA 203K Loan is a great option for those looking to add home improvement funds to their purchase or refinance loan, with the advantage of a minimal down payment or equity.
Why a 203k Loan?
This All-in-One Loan allows a broader scope of properties for you to choose from. You can pick up a fixer upper or an outdated property and fix it up the way you want. With other types of financing, property conditions could cause a dilemma requiring these issues to be resolved before closing your loan. That can slow down or stop your transaction from closing. With the 203k you will avoid those property condition hurdles
How Does an FHA 203K Work?
Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.
Once the loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!
How To Start Your 203K Loan?
To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d like to accomplish.
Get quick Answers to your FHA 203K Loan Questions!
"Contact me now, to accomplish your goals and plans. I look forward to hearing from you!"
Perry Farella
(888) 280-5654
Perry Farella is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the Massachusetts cities below:
Abington
Acton
Acushnet
Adams
Agawam Town
Alford
Amesbury Town
Amherst Town
Andover
Aquinnah
Arlington
Ashburnham
Ashby
Ashfield
Ashland
Athol
Attleboro
Auburn
Avon
Ayer
Barnstable
Barnstable Town
Barre
Becket
Bedford
Belcher
Bellingham
Belmont
Berkley
Berkshire
Berlin
Bernardston
Beverly
Billerica
Blackstone
Blandford
Bolton
Boston
Bourne
Box
Boxford
Boylston
Braintree Town
Brewster
Bridgewater Town
Brimfield
Bristol
Brockton
Brookfield
Brookline
Buckland
Burlington
Cambridge
Canton
Carlisle
Carver
Charlemont
Charlton
Chatham
Chelmsford
Chelsea
Cheshire
Chester
Chesterfield
Chicopee
Chilmark
Clarksburg
Clinton
Cohasset
Colrain
Concord
Conway
Cummington
Dalton
Danvers
Dartmouth
Dedham
Deerfield
Dennis
Dighton
Douglas
Dover
Dracut
Dudley
Dukes
Dunstable
Duxbury
East Bridgewater
East Brookfield
East Longmeadow
Eastham
Easthampton Town
Easton
Edgar
Egremont
Erving
Essex
Everett
Fairhaven
Fall River
Falmouth
Fitchburg
Florida
Fox
Framingham
Franklin
Franklin Town
Free
Gardner
George
Gill
Gloucester
Goshen
Gosnold
Grafton
Granby
Granville
Great Barrington
Greenfield
Groton
Groveland
Hadley
Halifax
Hamilton
Hampden
Hampshire
Hancock
Hanover
Hanson
Hardwick
Harvard
Harwich
Hatfield
Haverhill
Hawley
Heath
Hingham
Hinsdale
Holbrook
Holden
Holland
Holliston
Holyoke
Hopedale
Hopkinton
Hubbardston
Hudson
Hull
Huntington
Ipswich
Kingston
Lakeville
Lancaster
Lanes
Lawrence
Lee
Leicester
Lenox
Leominster
Leverett
Lexington
Leyden
Lincoln
Littleton
Longmeadow
Lowell
Ludlow
Lunenburg
Lynn
Lynnfield
Malden
Manchester-by-the-Sea
Mansfield
Marblehead
Marion
Marl
Marshfield
Mashpee
Mattapoisett
Maynard
Medfield
Medford
Medway
Melrose
Mendon
Merrimac
Methuen Town
Middle
Middlefield
Middlesex
Middleton
Milford
Millbury
Millis
Millville
Milton
Monroe
Monson
Montague
Monterey
Montgomery
Mount Washington
Nahant
Nantucket
Natick
Needham
New Ashford
New Bedford
New Braintree
New Marl
New Salem
Newbury
Newburyport
Newton
Norfolk
North
North Adams
North Andover
North Attle Town
North Brookfield
North Reading
Northampton
Northbridge
Northfield
Norton
Norwell
Norwood
Oak Bluffs
Oakham
Orange
Orleans
Otis
Oxford
Palmer Town
Paxton
Peabody
Pelham
Pembroke
Pepperell
Peru
Petersham
Phillipston
Pittsfield
Plainfield
Plainville
Plymouth
Plympton
Princeton
Province
Quincy
Randolph Town
Raynham
Reading
Rehoboth
Revere
Richmond
Rochester
Rockland
Rockport
Rowe
Rowley
Royalston
Russell
Rutland
Salem
Salisbury
Sandisfield
Sandwich
Saugus
Savoy
Scituate
Seekonk
Sharon
Sheffield
Shelburne
Sherborn
Shirley
Shrewsbury
Shutesbury
Somerset
Somerville
South
South Hadley
Southampton
Southbridge Town
Southwick
Spencer
Springfield
Sterling
Stockbridge
Stoneham
Stoughton
Stow
Sturbridge
Sudbury
Suffolk
Sunderland
Sutton
Swampscott
Swansea
Taunton
Templeton
Tewksbury
Tisbury
Tolland
Topsfield
Townsend
Truro
Tyngs
Tyringham
Upton
Uxbridge
Wakefield
Wales
Walpole
Waltham
Ware
Wareham
Warren
Warwick
Washington
Water Town
Wayland
Webster
Wellesley
Wellfleet
Wendell
Wenham
West
West Boylston
West Bridgewater
West Brookfield
West Newbury
West Springfield Town
West Stockbridge
West Tisbury
Westfield
Westford
Westhampton
Westminster
Weston
Westport
Westwood
Weymouth Town
Whately
Whitman
Wilbraham
Williams
Williamsburg
Wilmington
Winchendon
Winchester
Windsor
Winthrop Town
Woburn
Worcester
Worthington
Wrentham
Yarmouth