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Jeff Onofrio
Meet Your 203K Lender for
MARYLAND
Jeff Onofrio
(888) 203-0899
Director of Renovation Lending
NMLS #38670
HMA MORTGAGE
Company NMLS #139164
Hi I’m Jeff, an FHA Loan & 203K Renovation Specialist! I Want to Hear From You! Let's Talk About Your Purchase or Refinance.
Let's talk about, How to Qualify, 203k Loan Requirements, & Other Questions you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally. Call or e-mail Me, whichever way works best for YOU.
Looking for an FHA Loan? Why not make it an FHA 203K?
FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home
Creating The Home You Love STARTS HERE!
For Purchase
Avoid Common Financing Roadblocks
Avoid getting your financing denied due to property conditions. Avoid any upfront property repair requirements
For Refinance
Improvements are Made After Closing
Improve your home Size
Improve your home Comfort
Improve your home Value
All In One Loan!
Finance Plus Improvements!
Combine your home improvement funds with your purchase or refinance loan to Renovate, Repair, Rehab, or Remodel your property all at the same time.
What Properties are 203K Eligible in Maryland?
203K Eligible properties include Single Family, 2 to 4 units, Condos, Townhomes, and even mixed use.
Types of FHA 203K Eligible Sales
Regular Standard Listing, Foreclosure, HUD Repos, REO, For sale by Owner, as well as other sales, plus it can be used to refinance.
A Home Owners Guide to the FHA 203K Loan
Get The 203k Loan Info You Need!
FREE DOWNLOAD!
FHA 203K Questions You May Have
Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out to me, Jeff Onofrio, your dedicated 203K Lender, for all the detailed information you need
What is an FHA 203k Loan?
An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!
How to Qualify for an FHA 203k Loan in Maryland?
Qualifying for a 203k loan is easy, whether you’re Buying or Refinancing. This type of home improvement loan is just like any other type of home loan except you’ll also get the additional funds needed for all your Repairs, Renovations or Rehab.
Who is Eligible to Qualify for a 203k Loan?
Whether you’re a First-Time Homebuyer, previously Owned a home or currently a Homeowner, you are eligible to qualify for a 203k Loan as long as you plan to occupy the property.
Who is a 203k Loan For?
The FHA 203K Loan is a great option for those looking to add home improvement funds to their purchase or refinance loan, with the advantage of a minimal down payment or equity.
Why a 203k Loan?
This All-in-One Loan allows a broader scope of properties for you to choose from. You can pick up a fixer upper or an outdated property and fix it up the way you want. With other types of financing, property conditions could cause a dilemma requiring these issues to be resolved before closing your loan. That can slow down or stop your transaction from closing. With the 203k you will avoid those property condition hurdles
How Does an FHA 203K Work?
Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.
Once the loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!
How To Start Your 203K Loan?
To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d like to accomplish.
Get quick Answers to your FHA 203K Loan Questions!
"Contact me now, to accomplish your goals and plans. I look forward to hearing from you!"
Jeff Onofrio
(888) 203-0899
Jeff Onofrio is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the Maryland cities below:
Aberdeen
Accident
Allegany
Annapolis
Anne Arundel
Baltimore
Barclay
Barnesville
Barton
Bel Air
Berlin
Berwyn Heights
Betterton
Bladensburg
Boonsboro
Bowie
Brentwood
Brookeville
Brookview
Brunswick
Burkittsville
Calvert
Cambridge
Capitol Heights
Caroline
Carroll
Cecil
Cecilton
Centreville
Charles
Chesapeake Beach
Chesapeake City
Chester
Cheverly
Chevy Chase
Church Creek
Church Hill
Clear Spring
College Park
Colmar Manor
Cottage City
Crisfield
Cumberland
Deer Park
Delmar
Denton
District Heights
Dorchester
Eagle Harbor
East New Market
Easton
Edmonston
Eldorado
Elkton
Emmitsburg
Fairmount Heights
Federalsburg
Forest Heights
Frederick
Friendsville
Frostburg
Fruitland
Funks
Gaithersburg
Galena
Gales
Garrett
Garrett Park
Glen Echo
Glenarden
Goldsboro
Grantsville
Greenbelt
Greensboro
Hagers
Hampstead
Hancock
Harford
Havre de Grace
Hebron
Henderson
Highland Beach
Hillsboro
Howard
Hurlock
Hyattsville
Indian Head
Keedysville
Kensington
Kent
Kitzmiller
La Plata
Landover Hills
Laurel
Laytonsville
Leonard
Loch Lynn Heights
Lonaconing
Luke
Manchester
Mardela Springs
Martin's Additions
Marydel
Maryland
Middle
Midland
Millington
Montgomery
Morningside
Mount Airy
Mount Rainier
Mountain Lake Park
Myersville
NAME
New Carrollton
New Market
New Windsor
North Beach
North Brentwood
North Chevy Chase
North East
Oakland
Ocean City
Oxford
Perryville
Pittsville
Pocomoke City
Poolesville
Port Deposit
Port Tobacco Village
Preston
Prince George's
Princess Anne
Queen Anne
Queen Anne's
Queens
Ridgely
Rising Sun
Riverdale Park
Rock Hall
Rockville
Rosemont
Salisbury
Seat Pleasant
Secretary
Sharp
Sharpsburg
Smithsburg
Snow Hill
Somerset
St. Mary's
St. Michaels
Sudlersville
Sykesville
Takoma Park
Talbot
Taney
Templeville
Thurmont
Trappe
Union Bridge
University Park
Upper Marlboro
Vienna
Walkersville
Washington
Washington Grove
Westernport
Westminster
Wicomico
Willards
Williamsport
Woodsboro
Worcester