Send a message to:
DUSTIN SWIGART
Your FHA 203K Lender for Wisconsin
Or call Dustin directly!
FHA 203K Loan Lender for
WISCONSIN
Dustin Swigart
(888) 334-4493
Regional Renovation Sales Manager
203K Loan Specialist
NMLS # 681479
CrossCountry Mortgage
Branch NMLS1212907
Company NMLS3029
Approving Loans Since 2002!
Hi I’m Dustin, an FHA Loan & 203K Renovation Specialist! I Want to Hear From You! Let's Talk About Your Purchase or Refinance.
Let's talk about, How to Qualify, 203k Loan Requirements, & Other Questions you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally. Call or e-mail Me, whichever way works best for YOU.
Looking for an FHA Loan? Why not make it an FHA 203K?
FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home
LET’S LOOK AT THE WHOLE PICTURE
You May Be Closer to Qualifying for an FHA 203K Loan in Wisconsin Than You Think
You don't need perfect credit, a huge down payment, or an unusually low amount of debt. And if you're not sure whether you meet the FHA 203k qualifications, don't rule yourself out before speaking with someone who specializes in these loans.
FIVE THINGS THAT MAY BE WORTH REVIEWING TOGETHER
01
Your Credit Score May Not Automatically Rule You Out.
Credit matters, but it is only one part of the loan file. FHA guidelines can offer more flexibility than many borrowers expect, and having a credit score in the 500s does not always mean there is no possible path forward.
The down payment required, lender guidelines, and the rest of your financial picture can all make a difference.
The important thing is not to assume your credit automatically disqualifies you. Let's look at where you are now and help you understand what may apply.
02
You May Qualify With More Debt Than You Think
Already have car payments, credit cards, student loans, or other monthly obligations? That doesn't necessarily prevent you from qualifying.
While 43% is an important FHA debt-to-income benchmark, you may be approved with ratios approaching 50% or sometimes higher depending on the overall loan file and automated underwriting.
That's one reason it's worth having your numbers reviewed rather than trying to determine on your own whether you qualify.
03
You Don’t Need a Large Down Payment
ONE OF THE BIGGEST ADVANTAGES OF AN FHA 203K RENOVATION LOAN
For eligible borrowers, the minimum down payment can be just 3.5%, and the renovation costs can be included in the financing rather than requiring you to pay for all those improvements out of pocket after buying the home.
That can make buying a fixer-upper much more realistic than purchasing the property and then trying to find additional money for the renovations.
04
You May Not Have to Do It All With Your Own Money
Short on cash for the down payment or closing costs? There may be more flexibility than you realize.
Eligible gift funds may help with the required investment, and the seller may be able to contribute toward allowable closing costs.
For some buyers, understanding these options can make the difference between thinking, “I can’t afford to do this,” and discovering that an FHA 203K loan may actually be within reach.
05
You Have More Property Options Than You Might Expect
An FHA 203K loan isn’t limited to a traditional single-family fixer-upper.
Eligible properties can include single-family homes, qualifying 2- to 4-unit properties, condos, townhomes, and certain mixed-use properties.
That opens the door to considerably more possibilities—especially if you're looking for a property that needs repairs or improvements and isn't quite move-in ready.
ALREADY OWN YOUR HOME?
A 203K Refinance May Open Another Path
You don't have to be buying a home to benefit from the FHA 203k program.
An FHA 203k refinance may allow eligible homeowners to refinance their existing home and include qualified renovation costs in the new mortgage. So, if you already own your home but need money for repairs, remodeling, or improvements, it's worth exploring your options too.
THE NEXT STEP CAN BE A CONVERSATION
Don’t Disqualify Yourself Before You Know
Something that looks like questionable on paper may not automatically rule you out.
If you've been researching how to qualify for an FHA 203k loan, you've probably seen a long list of guidelines and requirements.
But guidelines on a website can't tell you whether you qualify.
Your income, credit, debts, down payment, property, renovation plans, and overall financial picture all work together. Something that looks like a problem on paper may not prevent you from getting approved.
That's why the next step isn't filling out more forms or spending another week researching FHA 203k requirements. It's simply finding out where you stand.
Contact me and let's take a look at your situation. I'll help you understand what you qualify for, what your options are, and what it would take to move forward with an FHA 203k loan.
Planning an FHA 203K Renovation?
Get the 203k Loan Info You Need!
Download Your Free FHA 203K GUIDE
Plus, access to Down Payment, Loan Limits & Renovation Breakdown Tools
FHA 203K Questions You May Have
Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out to me, Dustin Swigart, your dedicated 203K Lender, for all the detailed information you need
What is an FHA 203k Loan?
An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!
How to Qualify for an FHA 203k Loan in Wisconsin?
Qualifying for an FHA 203K loan is similar to qualifying for other FHA financing, whether you’re buying or refinancing. The difference is that this FHA renovation loan also includes additional funds for approved repairs, renovations, or rehabilitation.
If you’re looking for an FHA home improvement loan or home renovation loan, the FHA 203K may be the right option for you.
Who is Eligible to Qualify for a 203k Loan?
One of the main FHA 203K loan requirements is that you plan to occupy the property as your primary residence. First-time homebuyers, previous homeowners, and current homeowners may qualify, whether you’re purchasing or refinancing, as long as other FHA guidelines are met.
Who is an FHA 203k Loan For?
An FHA 203K renovation loan may be a good option if you’re buying a home that needs repairs or refinancing your current home to make improvements. It allows you to combine your home financing with approved renovation costs instead of arranging separate financing for the project.
This FHA renovation financing can be helpful for a fixer-upper, an outdated home, or a property that needs repairs before it feels right for you.
Why Choose an FHA 203K Loan?
An FHA 203K loan gives you more flexibility when a home needs repairs or updates. If you’re considering a fixer-upper, an outdated property, or a home with condition issues, an FHA rehab loan can combine your purchase financing with approved renovation costs in one loan.
With other types of financing, property condition problems may need to be corrected before closing, which can slow down or even stop your transaction. The FHA 203K may allow eligible improvements to be included in the loan, helping you move forward with the home and the repairs it needs.
How Does an FHA 203K Work?
Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.
Once the loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!
How To Start Your 203K Loan?
To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d like to accomplish.
Get quick Answers to your FHA 203K Loan Questions!
"Contact me now, to accomplish your goals and plans. I look forward to hearing from you!"
Dustin Swigart
(888) 334-4493
Dustin Swigart is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the Wisconsin cities below:
Abbotsford
Abrams
Ackley
Adams
Addison
Adell
Adrian
Agenda
Ahnapee
Ainsworth
Akan
Alban
Albany
Albion
Alden
Algoma
Allouez
Alma
Alma Center
Almena
Almon
Almond
Alto
Altoona
Alvin
Amberg
Amery
Amherst
Amherst Junction
Amnicon
Anderson
Angelica
Angelo
Aniwa
Anson
Antigo
Apple River
Appleton
Apun
Arbor Vitae
Arcadia
Arena
Argonne
Argyle
Arland
Arlington
Armenia
Armstrong Creek
Arpin
Arthur
Ashford
Ashland
Ashwaubenon
Athelstane
Athens
Atlanta
Auburn
Auburndale
Augusta
Aurora
Avoca
Avon
Aztalan
Bagley
Baileys Harbor
Baldwin
Balsam Lake
Bangor
Baraboo
Barksdale
Barnes
Barneveld
Barre
Barron
Barronett
Bartelme
Barton
Bashaw
Bass Lake
Bay City
Bayfield
Bayside
Bayview
Bear Bluff
Bear Creek
Bear Lake
Beaver
Beaver Brook
Beaver Dam
Bee
Beecher
Belgium
Bell
Bell Center
Belle Plaine
Belleville
Bellevue
Belmont
Beloit
Belvidere
Bennett
Benton
Bergen
Berlin
Bern
Berry
Bevent
Big Bend
Big Falls
Big Flats
Birch
Birch Creek
Birchwood
Birnamwood
Biron
Black Brook
Black Creek
Black Earth
Black River Falls
Black Wolf
Blackwell
Blaine
Blair
Blanchard
Blanchardville
Bloom
Bloomer
Bloomfield
Blooming Grove
Bloomington
Blue Mounds
Blue River
Boaz
Bonduel
Bone Lake
Boscobel
Boulder Junction
Bovina
Bowler
Boyceville
Boyd
Bradford
Bradley
Brandon
Brazeau
Breed
Bridge Creek
Bridgeport
Brigham
Brighton
Brillion
Bristol
Brockway
Brodhead
Brookfield
Brooklyn
Brother
Brown
Brown Deer
Browning
Brownsville
Bruce
Brule
Brunswick
Brussels
Buchanan
Buena Vista
Buffalo
Buffalo City
Burke
Burlington
Burnett
Burns
Burnside
Butler
Butternut
Byron
Cable
Cadiz
Cadott
Cady
Calamus
Caledonia
Calumet
Cambria
Cambridge
Cameron
Camp Douglas
Campbell
Campbellsport
Canton
Carey
Carlton
Carson
Cary
Cascade
Casco
Casey
Cashton
Cassel
Cassian
Cassville
Castle Rock
Caswell
Catawba
Cato
Cazenovia
Cecil
Cedar Grove
Cedar Lake
Cedar Rapids
Cedarburg
Center
Centerville
Centuria
Charles
Chase
Chaseburg
Chelsea
Chenequa
Chester
Chetek
Chicog
Chilton
Chimney Rock
Chippewa
Chippewa Falls
Christiana
Cicero
City Point
Clam Falls
Clark
Clarno
Clay Banks
Clayton
Clear Creek
Clear Lake
Clearfield
Cleveland
Clifton
Clinton
Clintonville
Clover
Cloverland
Clyde
Clyman
Cobb
Cochrane
Colburn
Colby
Cold Spring
Coleman
Colfax
Coloma
Columbia
Columbus
Combined Locks
Commonwealth
Concord
Conover
Conrath
Cooks Valley
Coon
Coon Valley
Coopers
Cornell
Corning
Cottage Grove
Couderay
Courtland
Crandon
Cranmoor
Crawford
Crescent
Crivitz
Cross
Cross Plains
Crystal
Crystal Lake
Cuba City
Cudahy
Cumberland
Curran
Curtiss
Cutler
Cylon
Dairyland
Dakota
Dale
Dallas
Dane
Daniels
Darien
Darlington
Day
Dayton
De Pere
De Soto
DeForest
Decatur
Deer Creek
Deer Park
Deerfield
Dekorra
Delafield
Delavan
Dell Prairie
Dellona
Delmar
Delta
Delton
Denmark
Dewey
Dewhurst
Dexter
Diamond Bluff
Dickeyville
Dodge
Dodgeville
Door
Dorchester
Doty
Douglas
Dousman
Dover
Dovre
Downing
Doyle
Doyles
Drammen
Draper
Dresser
Drummond
Dunbar
Dunkirk
Dunn
Dupont
Durand
Eagle
Eagle Point
Eagle River
East Troy
Eastman
Easton
Eaton
Eau Claire
Eau Galle
Eau Pleine
Eden
Edgar
Edgerton
Edgewater
Edson
Egg Harbor
Eileen
Eisenstein
El Paso
Eland
Elba
Elcho
Elderon
Eldorado
Eleva
Elk
Elk Grove
Elk Mound
Elkhart Lake
Elkhorn
Ellenboro
Ellington
Ellsworth
Elm Grove
Elmwood
Elmwood Park
Elroy
Embarrass
Emerald
Emery
Emmet
Empire
Endeavor
Enterprise
Ephraim
Erin
Erin Prairie
Estella
Ettrick
Eureka
Evansville
Evergreen
Excelsior
Exeland
Exeter
Fairbanks
Fairchild
Fairfield
Fairwater
Fall Creek
Fall River
Farmington
Fayette
Fence
Fennimore
Fenwood
Fern
Ferryville
Fifield
Finley
Fitchburg
Flambeau
Florence
Fond du Lac
Fontana-on-Geneva Lake
Footville
Ford
Forest
Forestville
Fort Atkinson
Fort Winnebago
Foster
Fountain
Fountain City
Fountain Prairie
Fox Crossing
Fox Lake
Fox Point
Francis Creek
Frankfort
Franklin
Franzen
Frederic
Fredonia
Freedom
Freeman
Fremont
Friend
Friesland
Frog Creek
Fulton
Gale
Galesville
Garden Valley
Gardner
Garfield
Gays Mills
Genesee
Geneva
Genoa
Genoa City
George
German
Germania
Gibraltar
Gibson
Gillett
Gilman
Gilmanton
Gingles
Glen Flora
Glen Haven
Glenbeulah
Glencoe
Glendale
Glenmore
Glenwood
Glenwood City
Goetz
Goodman
Goodrich
Gordon
Grafton
Grand Chute
Grand Rapids
Grand View
Grant
Granton
Grantsburg
Gratiot
Green
Green Bay
Green Grove
Green Lake
Green Valley
Greenbush
Greendale
Greenfield
Greenville
Greenwood
Gresham
Grover
Grow
Guenther
Gull Lake
Gurney
Hackett
Hale
Hales Corners
Hallie
Halsey
Hamburg
Hamilton
Hammel
Hammond
Hampden
Hancock
Haney
Hansen
Harding
Harmony
Harris
Harrison
Hartford
Hartland
Hatley
Haugen
Hawkins
Hawthorne
Hay River
Hayward
Hazel Green
Hazelhurst
Hebron
Helvetia
Hendren
Henrietta
Herman
Hewett
Hewitt
Hickory Grove
Highland
Hilbert
Hiles
Hill
Hillsboro
Hixon
Hixton
Hoard
Hobart
Holland
Hollandale
Holmen
Holton
Holway
Homestead
Honey Creek
Horicon
Hortonia
Hortonville
How
Howard
Howards Grove
Hubbard
Hudson
Hughes
Hull
Humboldt
Hunter
Hurley
Hustisford
Hustler
Hutchins
Independence
Ingram
Iola
Iowa
Iron
Iron Ridge
Iron River
Ironton
Irving
Isabelle
Ithaca
Ixonia
Jackson
Jacksonport
Jacobs
James
Janesville
Jefferson
Johns
Johnson
Johnson Creek
Jordan
Jump River
Junction City
Juneau
Kaukauna
Kekoskee
Kellnersville
Kelly
Kendall
Kennan
Kenosha
Kewaskum
Kewaunee
Keystone
Kickapoo
Kiel
Kildare
Kimball
Kimberly
King
Kingston
Kinnickinnic
Knapp
Knight
Knowlton
Knox
Kohler
Komensky
Koshkonong
Kossuth
Kronenwetter
La Crosse
La Farge
La Follette
La Grange
La Pointe
La Prairie
La Valle
Lac La Belle
Lac du Flambeau
Ladysmith
Lafayette
Lake
Lake Delton
Lake Geneva
Lake Hallie
Lake Holcombe
Lake Mills
Lake Nebagamon
Lake Tomahawk
Lakeland
Lakeside
Lakewood
Lamartine
Lamont
Lanark
Lancaster
Land O'Lakes
Langlade
Lannon
Laona
Larrabee
Lawrence
Lebanon
Ledgeview
Leeds
Lemonweir
Lena
Lenroot
Leola
Leon
Leroy
Lessor
Levis
Lewiston
Liberty
Liberty Grove
Lima
Lime Ridge
Lincoln
Lind
Linden
Lindina
Linn
Linwood
Lisbon
Little Black
Little Chute
Little Falls
Little Grant
Little Rice
Little River
Little Suamico
Little Wolf
Livingston
Lodi
Loganville
Lohrville
Lomira
Lone Rock
Long Lake
Longwood
Lorain
Lowell
Lowville
Loyal
Lublin
Lucas
Luck
Ludington
Luxemburg
Lyndon
Lyndon Station
Lynn
Lynne
Lynxville
Lyons
Mackford
Madge
Madison
Magnolia
Maiden Rock
Maine
Manawa
Manchester
Manitowish Waters
Manitowoc
Manitowoc Rapids
Maple
Maple Bluff
Maple Creek
Maple Grove
Maple Plain
Maple Valley
Maplehurst
Marathon
Marathon City
Marcellon
Marengo
Maribel
Marietta
Marinette
Marion
Markesan
Marquette
Marshall
Marshfield
Martell
Mason
Matteson
Mattoon
Mauston
Maxville
Mayville
Mazomanie
McFarland
McKinley
McMillan
Mead
Meadowbrook
Mecan
Medary
Medford
Medina
Meeme
Meenon
Mellen
Melrose
Melvina
Menasha
Menominee
Menomonee Falls
Menomonie
Mentor
Mequon
Mercer
Merrill
Merrillan
Merrimac
Merton
Meteor
Metomen
Middle Inlet
Middleton
Mifflin
Milford
Mill
Milladore
Millston
Millville
Milton
Milwaukee
Mineral Point
Minocqua
Minong
Mishicot
Mitchell
Modena
Molitor
Mondovi
Monico
Monona
Monroe
Montana
Montello
Montfort
Monticello
Montpelier
Montreal
Montrose
Morgan
Morris
Morrison
Morse
Moscow
Mosel
Mosinee
Moundville
Mount Calvary
Mount Hope
Mount Horeb
Mount Ida
Mount Morris
Mount Pleasant
Mount Sterling
Mountain
Mukwa
Mukwonago
Murry
Muscoda
Muskego
Namakagon
Naples
Nasewaupee
Nashotah
Nashville
Navarino
Necedah
Neenah
Neillsville
Nekimi
Nekoosa
Nelson
Nelsonville
Neosho
Nepeuskun
Neshkoro
Neva
New Auburn
New Berlin
New Chester
New Denmark
New Diggings
New Glarus
New Haven
New Holstein
New Hope
New Lisbon
New London
New Lyme
New Richmond
Newark
Newbold
Newburg
Newport
Newton
Niagara
Nichols
Nokomis
Norrie
North Bay
North Bend
North Fond du Lac
North Freedom
North Hudson
North Lancaster
North Prairie
Northfield
Norwalk
Norway
Norwood
Oak Creek
Oak Grove
Oakdale
Oakfield
Oakland
Oasis
Oconomowoc
Oconomowoc Lake
Oconto
Oconto Falls
Ogdensburg
Ogema
Ojibwa
Oliver
Oma
Omro
Onalaska
Oneida
Ontario
Oostburg
Orange
Oregon
Orfordville
Orienta
Orion
Osborn
Osceola
Oshkosh
Osseo
Otsego
Ottawa
Otter Creek
Oulu
Outagamie
Owen
Oxford
Ozaukee
Pacific
Packwaukee
Paddock Lake
Palmyra
Pardeeville
Paris
Park Falls
Park Ridge
Parkland
Parrish
Patch Grove
Peck
Peeksville
Pelican
Pella
Pembine
Pence
Pensaukee
Pepin
Perry
Pershing
Peru
Peshtigo
Pewaukee
Phelps
Phillips
Piehl
Pierce
Pigeon
Pigeon Falls
Pilsen
Pine Grove
Pine Lake
Pine River
Pine Valley
Pittsfield
Pittsville
Plain
Plainfield
Platteville
Pleasant Prairie
Pleasant Springs
Pleasant Valley
Plover
Plum City
Plum Lake
Plymouth
Polar
Polk
Poplar
Popple River
Port Edwards
Port Washington
Port Wing
Portage
Porter
Porterfield
Portland
Potosi
Potter
Pound
Poy Sippi
Poygan
Poynette
Prairie Farm
Prairie Lake
Prairie du Chien
Prairie du Sac
Prentice
Prescott
Presque Isle
Preston
Price
Primrose
Princeton
Pulaski
Quincy
Racine
Radisson
Randall
Randolph
Random Lake
Rantoul
Raymond
Reads
Red Cedar
Red River
Red Springs
Redgranite
Reedsburg
Reedsville
Reeseville
Reid
Remington
Reseburg
Rewey
Rhine
Rhinelander
Rib Falls
Rib Lake
Rib Mountain
Rice Lake
Richfield
Richford
Richland
Richland Center
Richmond
Richwood
Ridgeland
Ridgeville
Ridgeway
Rietbrock
Ringle
Rio
Ripon
River Falls
River Hills
Riverview
Roberts
Rochester
Rock
Rock Creek
Rock Elm
Rock Falls
Rock Springs
Rockbridge
Rockdale
Rockland
Rolling
Rome
Roosevelt
Rose
Rosendale
Rosholt
Ross
Rothschild
Round Lake
Roxbury
Royalton
Rubicon
Ruby
Rudolph
Rush River
Rushford
Rusk
Russell
Rutland
Salem
Salem Lakes
Sampson
Sanborn
Sand Creek
Sand Lake
Saratoga
Sarona
Sauk
Sauk City
Saukville
Sawyer
Saxeville
Saxon
Scandinavia
Schleswig
Schley
Schoepke
Schofield
Scott
Seif
Seneca
Sevastopol
Seven Mile Creek
Seymour
Shanagolden
Sharon
Shawano
Sheboygan
Sheboygan Falls
Shelby
Sheldon
Shell Lake
Sheridan
Sherman
Sherry
Sherwood
Shields
Shiocton
Shorewood
Shorewood Hills
Shullsburg
Sigel
Silver Cliff
Sioux Creek
Siren
Sister Bay
Skanawan
Slinger
Smelser
Soldiers Grove
Solon Springs
Somers
Somerset
Somo
South Fork
South Lancaster
South Milwaukee
South Wayne
Sparta
Spencer
Spider Lake
Spirit
Spooner
Spring Brook
Spring Green
Spring Grove
Spring Lake
Spring Prairie
Spring Valley
Springbrook
Springdale
Springfield
Springvale
Springville
Springwater
Spruce
St. Cloud
St. Croix
St. Croix Falls
St. Francis
St. Germain
St. Joseph
St. Lawrence
St. Marie
St. Nazianz
Stanfold
Stanley
Stanton
Star Prairie
Stark
Stella
Stephenson
Sterling
Stetsonville
Stettin
Steuben
Stevens Point
Stiles
Stinnett
Stockbridge
Stockholm
Stockton
Stoddard
Stone Lake
Stoughton
Stratford
Strickland
Strongs Prairie
Strum
Stubbs
Sturgeon Bay
Sturtevant
Suamico
Sugar Camp
Sugar Creek
Sullivan
Summit
Sumner
Sumpter
Sun Prairie
Superior
Suring
Sussex
Swiss
Sylvan
Sylvester
Taft
Tainter
Taycheedah
Taylor
Tennyson
Texas
Theresa
Thiensville
Thornapple
Thorp
Three Lakes
Tiffany
Tigerton
Tilden
Tipler
Tomah
Tomahawk
Tony
Townsend
Trade Lake
Trego
Trempealeau
Trenton
Trimbelle
Tripp
Troy
Turtle
Turtle Lake
Twin Lakes
Two Creeks
Two Rivers
Underhill
Union
Union Center
Union Grove
Unity
Upham
Utica
Valders
Vance Creek
Vandenbroek
Vermont
Vernon
Verona
Vesper
Vienna
Vilas
Vinland
Viola
Viroqua
Wabeno
Wagner
Waldo
Waldwick
Wales
Walworth
Warner
Warren
Warrens
Wascott
Washburn
Washington
Water
Waterford
Waterloo
Waterville
Watters
Waubeek
Waukechon
Waukesha
Waumandee
Waunakee
Waupaca
Waupun
Wausau
Wausaukee
Waushara
Wautoma
Wauwatosa
Wauzeka
Wayne
Webb Lake
Webster
Weirgor
Wellington
Wells
Wescott
West Allis
West Baraboo
West Bend
West Kewaunee
West Marshland
West Milwaukee
West Point
West Salem
West Sweden
Westboro
Westby
Westfield
Westford
Weston
Westport
Weyauwega
Weyerhaeuser
Wheatland
Wheaton
Wheeler
White Lake
White Oak Springs
White River
Whitefish Bay
Whitehall
Whitelaw
Whites
Whitewater
Whiting
Wien
Wild Rose
Wilkinson
Willard
Williams
Williams Bay
Willow
Willow Springs
Wilson
Wilton
Winchester
Wind Point
Windsor
Winfield
Wingville
Winnebago
Winneconne
Winter
Wiota
Wisconsin Dells
Wisconsin Rapids
Withee
Wittenberg
Wolf River
Wonewoc
Wood
Wood River
Woodboro
Woodland
Woodman
Woodmohr
Woodruff
Woodville
Worcester
Worden
Wrights
Wyalusing
Wyeville
Wyocena
Wyoming
York
Yorkville
Yuba
