Send a message to:
PERRY
FARELLA
Meet Your 203K Lender for
WEST VIRGINIA
Perry Farella
(888) 280-5654
203K & Conventional Renovation Specialist
NMLS #755943
First Community Mortgage
Company NMLS #629700
Approving Loans Since 2002!
Hi I’m Perry, an FHA Loan & 203K Renovation Specialist! I Want to Hear From You! Let's Talk About Your Purchase or Refinance.
Let's talk about, How to Qualify, 203k Loan Requirements, & Other Questions you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally. Call or e-mail Me, whichever way works best for YOU. Also Conventional HomeStyle, Choice and VA renovation loan options.
Looking for an FHA Loan? Why not make it an FHA 203K?
FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home
Creating The Home You Love STARTS HERE!
203K Purchase
Avoid Common Financing Roadblocks
This Loan Option allows you to buy your fixer upper "As Is" and Rehab it with a minimal down payment. Having this advantage can create a great opportunity for you.
203K Refinance
Improvements are Made After Closing
This refinancing loan option allows you the maximum home improvement funds you need to make your home the best it can be.
All In One Loan!
Finance Plus Improvements!
Combine your home improvement funds with your purchase or refinance loan to Renovate, Repair, Rehab, or Remodel your property all at the same time.
What Properties are 203K Eligible in West Virginia?
203K Eligible properties include Single Family, 2 to 4 units, Condos, Townhomes, and even mixed use.
Types of FHA 203K Eligible Sales
Regular Standard Listing, Foreclosure, HUD Repos, REO, For sale by Owner, as well as other sales, plus it can be used to refinance.
A Home Owners Guide to the FHA 203K Loan
Get The 203k Loan Info You Need!
FREE DOWNLOAD!
FHA 203K Questions You May Have
Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out to me, Perry Farella, your dedicated 203K Lender, for all the detailed information you need.
What is an FHA 203k Loan?
An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!
How to Qualify for an FHA 203k Loan in West Virginia
Qualifying for a 203k loan is easy, whether you’re Buying or Refinancing. This type of home improvement loan is just like any other type of home loan except you’ll also get the additional funds needed for all your Repairs, Renovations or Rehab.
Who is Eligible to Qualify for a 203k Loan?
Whether you’re a First-Time Homebuyer, previously Owned a home or currently a Homeowner, you are eligible to qualify for a 203k Loan as long as you plan to occupy the property.
Who is a 203k Loan For?
The FHA 203K Loan is a great option for those looking to add home improvement funds to their purchase or refinance loan, with the advantage of a minimal down payment or equity.
Why a 203k Loan?
This All-in-One Loan allows a broader scope of properties for you to choose from. You can pick up a fixer upper or an outdated property and fix it up the way you want. With other types of financing, property conditions could cause a dilemma requiring these issues to be resolved before closing your loan. That can slow down or stop your transaction from closing. With the 203k you will avoid those property condition hurdles
How Does an FHA 203K Work?
Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.
Once the loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!
How To Start Your 203K Loan?
To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d like to accomplish.
Get quick Answers to your FHA 203K Loan Questions!
"Contact me now, to accomplish your goals and plans. I look forward to hearing from you!"
Perry Farella
(888) 280-5654
Perry Farella is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the West Virginia cities below:
Addison (Webster Springs)
Albright
Alderson
Alderson
Anawalt
Anmoore
Ansted
Athens
Auburn
Bancroft
Barbour
Barboursville
Barrackville
Bath (Berkeley Springs)
Bayard
Beckley
Beech Bottom
Belington
Belle
Belmont
Benwood
Berkeley
Bethany
Bethlehem
Beverly
Blacksville
Bluefield
Bolivar
Boone
Bradshaw
Bramwell
Brandonville
Braxton
Bridgeport
Brooke
Bruceton Mills
Buckhannon
Buffalo
Burnsville
Cabell
Cairo
Calhoun
Camden-on-Gauley
Cameron
Capon Bridge
Carpendale
Cedar Grove
Ceredo
Chapmanville
Charles Town
Charleston
Chesapeake
Chester
Clarksburg
Clay
Clearview
Clendenin
Cowen
Danville
Davis
Davy
Delbarton
Doddridge
Dunbar
Durbin
East Bank
Eleanor
Elizabeth
Elk Garden
Elkins
Ellenboro
Fairmont
Fairview
Falling Spring
Farmington
Fayette
Fayetteville
Flatwoods
Flemington
Follansbee
Fort Gay
Franklin
Friendly
Gary
Gassaway
Gauley Bridge
Gilbert
Gilmer
Glasgow
Glen Dale
Glenville
Grafton
Grant
Grant Town
Grantsville
Granville
Greenbrier
Hambleton
Hamlin
Hampshire
Hancock
Handley
Hardy
Harman
Harpers Ferry
Harrison
Harrisville
Hartford City
Hedgesville
Henderson
Hendricks
Hillsboro
Hinton
Hundred
Huntington
Hurricane
Huttonsville
Iaeger
Jackson
Jane Lew
Jefferson
Junior
Kanawha
Kenova
Kermit
Keyser
Keystone
Kimball
Kingwood
Leon
Lester
Lewis
Lewisburg
Lincoln
Logan
Lost Creek
Lumberport
Mabscott
Madison
Man
Mannington
Marion
Marlinton
Marmet
Marshall
Martinsburg
Mason
Matewan
McDowell
McMechen
Meadow Bridge
Mercer
Middlebourne
Mill Creek
Milton
Mineral
Mingo
Mitchell Heights
Monongah
Monongalia
Monroe
Montgomery
Montrose
Moorefield
Morgan
Moundsville
Mount Hope
Mullens
New Cumberland
New Haven
New Martinsville
Newburg
Nicholas
Nitro
North Hills
Northfork
Nutter Fort
Oak Hill
Oakvale
Oceana
Ohio
Paden City
Parkersburg
Parsons
Paw Paw
Pax
Pendleton
Pennsboro
Peters
Petersburg
Philippi
Piedmont
Pine Grove
Pineville
Pleasant Valley
Pleasants
Poca
Pocahontas
Point Pleasant
Pratt
Preston
Princeton
Pullman
Putnam
Quinwood
Rainelle
Raleigh
Randolph
Ranson
Ravenswood
Reedsville
Reedy
Rhodell
Richwood
Ridgeley
Ripley
Ritchie
Rivesville
Roane
Romney
Ronceverte
Rowlesburg
Rupert
Salem
Sand Fork
Shepherds
Shinnston
Sistersville
Smithers
Smithfield
Sophia
South Charleston
Spencer
St. Albans
St. Marys
Star City
Stonewood
Summers
Summersville
Sutton
Sylvester
Taylor
Terra Alta
Thomas
Thurmond
Triadelphia
Tucker
Tunnelton
Tyler
Union
Upshur
Valley Grove
Vienna
War
Wardensville
Wayne
Webster
Weirton
Welch
Wellsburg
West Hamlin
West Liberty
West Logan
West Milford
West Union
Weston
Westover
Wetzel
Wheeling
White Hall
White Sulphur Springs
Whitesville
Williams
Williamson
Windsor Heights
Winfield
Wirt
Womelsdorf (Coalton)
Wood
Worthington
Wyoming