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Mike Henderson
Mike Henderson
(888) 218-4408
203K Specialist / Branch Manager
NMLS # 248445
Hi I’m Mike, an FHA Loan & 203K Renovation Specialist! I Want to Hear From You! Let's Talk About Your Purchase or Refinance.
Let's talk about, How to Qualify, 203k Loan Requirements, & Other Questions you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally. Call or e-mail Me, whichever way works best for YOU.
FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home
Creating The Home You Love STARTS HERE!
Avoid getting your financing denied due to property conditions. Avoid any upfront property repair requirements
Improve your home Size
Improve your home Comfort
Improve your home Value
Combine your home improvement funds with your purchase or refinance loan to Renovate, Repair, Rehab, or Remodel your property all at the same time.
203K Eligible properties include Single Family, 2 to 4 units, Condos, Townhomes, and even mixed use.
Types of FHA 203K Eligible Sales
Regular Standard Listing, Foreclosure, HUD Repos, REO, For sale by Owner, as well as other sales, plus it can be used to refinance.
A Home Owners Guide to the FHA 203K Loan
Get The 203k Loan Info You Need!
Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out to me, Mike Henderson, your dedicated 203K Lender, for all the detailed information you need
An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!
Qualifying for a 203k loan is easy, whether you’re Buying or Refinancing. This type of home improvement loan is just like any other type of home loan except you’ll also get the additional funds needed for all your Repairs, Renovations or Rehab.
Whether you’re a First-Time Homebuyer, previously Owned a home or currently a Homeowner, you are eligible to qualify for a 203k Loan as long as you plan to occupy the property.
The FHA 203K Loan is a great option for those looking to add home improvement funds to their purchase or refinance loan, with the advantage of a minimal down payment or equity.
This All-in-One Loan allows a broader scope of properties for you to choose from. You can pick up a fixer upper or an outdated property and fix it up the way you want. With other types of financing, property conditions could cause a dilemma requiring these issues to be resolved before closing your loan. That can slow down or stop your transaction from closing. With the 203k you will avoid those property condition hurdles
Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.
Once the loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!
To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d like to accomplish.
"Contact me now, to accomplish your goals and plans. I look forward to hearing from you!"
Mike Henderson
(888) 218-4408
Mike Henderson is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the Washington cities below:
Aberdeen
Adams
Airway Heights
Albion
Algona
Almira
Anacortes
Arlington
Asotin
Auburn
Bainbridge Island
Battle Ground
Beaux Arts Village
Bellevue
Bellingham
Benton
Benton City
Bingen
Black Diamond
Blaine
Bonney Lake
Bothell
Bremerton
Brewster
Bridgeport
Brier
Buckley
Bucoda
Burien
Burlington
Camas
Carbonado
Carnation
Cashmere
Castle Rock
Cathlamet
Centralia
Chehalis
Chelan
Cheney
Chewelah
Clallam
Clark
Clarkston
Cle Elum
Clyde Hill
Colfax
College Place
Colton
Columbia
Colville
Conconully
Concrete
Connell
Cosmopolis
Coulee City
Coulee Dam
Coupeville
Covington
Cowlitz
Creston
Cusick
Darrington
Davenport
Dayton
Deer Park
Des Moines
Douglas
DuPont
Duvall
East Wenatchee
Eatonville
Edgewood
Edmonds
Electric City
Ellensburg
Elma
Elmer City
Endicott
Entiat
Enumclaw
Ephrata
Everett
Everson
Fairfield
Farmington
Federal Way
Ferndale
Ferry
Fife
Fircrest
Forks
Franklin
Friday Harbor
Garfield
George
Gig Harbor
Gold Bar
Goldendale
Grand Coulee
Grandview
Granger
Granite Falls
Grant
Grays Harbor
Hamilton
Harrah
Harrington
Hartline
Hatton
Hoquiam
Hunts Point
Ilwaco
Index
Ione
Island
Issaquah
Jefferson
Kahlotus
Kalama
Kelso
Kenmore
Kennewick
Kent
Kettle Falls
King
Kirkland
Kitsap
Kittitas
Klickitat
Krupp
La Center
La Conner
LaCrosse
Lacey
Lake Forest Park
Lake Stevens
Lakewood
Lamont
Langley
Latah
Leavenworth
Lewis
Liberty Lake
Lincoln
Lind
Long Beach
Longview
Lyman
Lynden
Lynnwood
Mabton
Malden
Mansfield
Maple Valley
Marcus
Marysville
Mason
Mattawa
McCleary
Medical Lake
Medina
Mercer Island
Mesa
Metaline
Metaline Falls
Mill Creek
Millwood
Milton
Monroe
Montesano
Morton
Moses Lake
Mossyrock
Mount Vernon
Mountlake Terrace
Moxee
Mukilteo
Naches
Napavine
Nespelem
Newcastle
Newport
Nooksack
Normandy Park
North Bend
North Bonneville
Northport
Oak Harbor
Oakesdale
Oakville
Ocean Shores
Odessa
Okanogan
Olympia
Omak
Oroville
Orting
Othello
Pacific
Palouse
Pasco
Pateros
Pe Ell
Pend Oreille
Pierce
Pomeroy
Port Angeles
Port Orchard
Port Townsend
Poulsbo
Prescott
Prosser
Pullman
Puyallup
Quincy
Rainier
Raymond
Reardan
Redmond
Renton
Republic
Richland
Ridgefield
Ritzville
Riverside
Rock Island
Rockford
Rosalia
Roslyn
Roy
Royal City
Ruston
Sammamish
San Juan
SeaTac
Seattle
Sedro-Woolley
Selah
Sequim
Shelton
Shoreline
Skagit
Skamania
Skykomish
Snohomish
Snoqualmie
Soap Lake
South Bend
South Cle Elum
South Prairie
Spangle
Spokane
Spokane Valley
Sprague
Springdale
St. John
Stanwood
Starbuck
Steilacoom
Stevens
Stevenson
Sultan
Sumas
Sumner
Sunnyside
Tacoma
Tekoa
Tenino
Thurston
Tieton
Toledo
Tonasket
Toppenish
Tukwila
Tumwater
Twisp
Union
Union Gap
University Place
Vader
Vancouver
Wahkiakum
Waitsburg
Walla Walla
Wapato
Warden
Washougal
Washtucna
Waterville
Waverly
Wenatchee
West Richland
Westport
Whatcom
White Salmon
Whitman
Wilbur
Wilkeson
Wilson Creek
Winlock
Winthrop
Woodinville
Woodland
Woodway
Yacolt
Yakima
Yarrow Point
Yelm
Zillah