Meet Your 203K Lender for

OREGON

Mike Henderson

(888) 218-4408

203K Specialist / Branch Manager
NMLS # 248445

loan Depot
Company NMLS # 174457

Hi I’m Mike, an FHA Loan &  203K Renovation Specialist!  I Want to Hear From You!   Let's Talk About Your Purchase or Refinance.

Let's talk about,  How to Qualify,  203k Loan Requirements, & Other Questions  you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally.  Call or e-mail Me, whichever way works best for YOU.

Looking for an FHA Loan?   Why not make it an FHA 203K?

FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home

Creating The Home You Love STARTS HERE!

203K For Purchase

Avoid Common Financing Roadblocks

Avoid getting your financing denied due to property conditions.  Avoid any upfront property repair requirements

203K For Refinance

Improvements are Made After Closing

Improve your home Size
Improve your home Comfort
Improve your home Value

203K All In One Loan!

Finance Plus Improvements!

Combine your home improvement funds with your purchase or refinance loan to Renovate, Repair, Rehab, or Remodel your property all at the same time.

What Properties are 203K Eligible in Oregon?

203K Eligible properties include Single Family, 2 to 4 units, Condos, Townhomes, and even mixed use.


Types of FHA 203K Eligible Sales

Regular Standard Listing, Foreclosure, HUD Repos, REO, For sale by Owner, as well as other sales, plus it can be used to refinance.

A Home Owners Guide to the FHA 203K Loan

Get The 203k Loan Info You Need!  

FREE DOWNLOAD!

 FHA 203K Questions You May Have

Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out to me, Mike Henderson, your dedicated 203K Lender, for all the detailed information you need

FHA-203K-Loan-Home-Improvement.jpg

What is an FHA 203k Loan?

An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!

How to Qualify for an FHA 203k Loan in Oregon?

Qualifying for a 203k loan is easy, whether you’re Buying or Refinancing.  This type of home improvement loan is  just like any other type of home loan except you’ll also get the additional funds needed for all your Repairs, Renovations or Rehab.   

203K-Loan-Qualifications

Who is Eligible to Qualify for a 203k Loan?

Whether you’re a First-Time Homebuyer, previously Owned a home or currently a Homeowner, you are eligible to qualify for a 203k Loan as long as you plan to occupy the property.


Who is a 203k loan for?

The FHA 203K Loan is a great option for those looking to add home improvement funds to their purchase or refinance loan, with the advantage of a minimal down payment or equity.   

Why a 203k Loan?

This All-in-One Loan allows a broader scope of  properties for you to choose from.  You can pick up a fixer upper or an outdated property and fix it up the way you want.   With other types of financing, property conditions could cause a dilemma requiring these issues to be resolved before closing your loan. That can slow down or stop your transaction from closing. With the 203k you will avoid those property condition hurdles

Why-A-203K-Loan?

How does an FHA 203K Work?

Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.


Once the  loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!  

How To Start Your 203K Loan?

To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d  like to accomplish.

Get quick Answers to your FHA 203K Loan Questions!

"Contact me now, to accomplish your goals and plans. I look forward to hearing from you!"

Mike Henderson

(888) 218-4408

Mike Henderson is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the Oregon cities below:

Adair Village
Adams
Adrian
Albany
Amity
Antelope
Arlington
Ashland
Astoria
Athena
Aumsville
Aurora
Baker City
Bandon
Banks
Barlow
Bay City
Beaverton
Bend
Boardman
Bonanza
Brookings
Brownsville
Burns
Butte Falls
Canby
Cannon Beach
Canyon City
Canyonville
Carlton
Cascade Locks
Cave Junction
Central Point
Chiloquin
Clatskanie
Coburg
Columbia City
Condon
Coos Bay
Coquille
Cornelius
Corvallis
Cottage Grove
Cove
Creswell
Culver
Dallas
Dayton
Dayville
Depoe Bay
Detroit
Donald
Drain
Dufur
Dundee
Dunes City
Durham
Eagle Point
Echo
Elgin
Elkton
Enterprise
Estacada
Eugene
Fairview
Falls City
Florence
Forest Grove
Fossil
Garibaldi
Gaston
Gates
Gearhart
Gervais
Gladstone
Glendale
Gold Beach
Gold Hill
Granite
Grants Pass
Grass Valley
Gresham
Haines
Halfway
Halsey
Happy Valley
Harrisburg
Helix
Heppner
Hermiston
Hillsboro
Hines
Hood River
Hubbard
Huntington
Idanha
Imbler
Independence
Ione
Irrigon
Island City
Jacksonville
Jefferson
John Day
Johnson City
Jordan Valley
Joseph
Junction City
Keizer
King City
Klamath Falls
Lafayette
La Grande
Lake Oswego
Lakeside
Lakeview
La Pine
Lebanon
Lexington
Lincoln City
Lonerock
Long Creek
Lostine
Lowell
Lyons
McMinnville
Madras
Malin
Manzanita
Maupin
Maywood Park
Medford
Merrill
Metolius
Mill City
Millersburg
Milton-Freewater
Milwaukie
Mitchell
Molalla
Monmouth
Monroe
Monument
Moro
Mosier
Mount Angel
Mount Vernon
Myrtle Creek
Myrtle Point
Nehalem
Newberg
Newport
North Bend
North Plains
North Powder
Nyssa
Oakland
Oakridge
Ontario
Oregon City
Paisley
Pendleton
Philomath
Phoenix
Pilot Rock
Portland
Port Orford
Powers
Prairie City
Prescott
Prineville
Rainier
Redmond
Reedsport
Richland
Riddle
Rivergrove
Riddle

Rockaway Beach
Rogue River
Roseburg
Rufus
St. Helens
St. Paul
Salem
Sandy
Scappoose
Scio
Scotts Mills
Seaside
Seneca
Shady Cove
Shaniko
Sheridan
Sherwood
Siletz
Silverton
Sisters
Sodaville
Spray
Springfield
Stanfield
Stayton
Sublimity
Summerville
Sumpter
Sutherlin
Sweet Home
Talent
Tangent
The Dalles
Tigard
Tillamook
Toledo
Troutdale
Tualatin
Turner
Ukiah
Umatilla
Union
Unity
Vale
Veneta
Vernonia
Waldport
Wallowa
Warrenton
Wasco
Waterloo
Westfir
West Linn
Weston
Wheeler
Willamina
Wilsonville
Winston
Woodburn
Wood Village
Yachats
Yamhill
Yoncalla
Baker
Baker City
Haines
Halfway
Huntington
Richland
Sumpter
Unity
Benton
Adair Village
Albany
Corvallis
Monroe
Philomath
Clackamas
Barlow
Canby
Estacada
Gladstone
Happy Valley
Johnson City
Lake Oswego
Milwaukie
Molalla
Oregon City
Portland
Rivergrove
Sandy
Tualatin
West Linn
Wilsonville
Clatsop
Astoria
Cannon Beach
Gearhart
Seaside
Warrenton
Columbia
Clatskanie
Columbia City
Prescott
Rainier
St. Helens
Scappoose
Vernonia
Coos
Bandon
Coos Bay
Coquille
Lakeside
Myrtle Point
North Bend
Powers
Crook
Prineville
Curry
Brookings
Gold Beach
Port Orford
Deschutes
Bend
La Pine
Redmond
Sisters
Douglas
Canyonville
Drain
Elkton
Glendale
Myrtle Creek
Oakland
Reedsport
Riddle
Roseburg
Sutherlin
Winston
Yoncalla
Gilliam
Arlington
Condon
Lonerock
Grant
Canyon City
Dayville
Granite
John Day
Long Creek
Monument
Mount Vernon
Prairie City
Seneca
Harney
Burns
Hines
Hood River
Cascade Locks
Hood River
Jackson
Ashland
Butte Falls
Central Point
Eagle Point
Gold Hill
Jacksonville
Medford
Phoenix
Rogue River
Shady Cove
Talent
Jefferson
Culver
Madras
Metolius
Josephine


Cave Junction
Grants Pass
Klamath
Bonanza
Chiloquin
Klamath Falls
Malin
Merrill
Lake
Lakeview
Paisley
Lane
Coburg
Cottage Grove
Creswell
Dunes City
Eugene
Florence
Junction City
Lowell
Oakridge
Springfield
Veneta
Westfir
Lincoln
Depoe Bay
Lincoln City
Newport
Siletz
Toledo
Waldport
Yachats
Linn
Albany
Brownsville
Gates
Halsey
Harrisburg
Idanha
Lebanon
Lyons
Mill City
Millersburg
Scio
Sodaville
Sweet Home
Tangent
Waterloo
Malheur
Adrian
Jordan Valley
Nyssa
Ontario
Vale
Marion
Aumsville
Aurora
Detroit
Donald
Gates
Gervais
Hubbard
Idanha
Jefferson
Keizer
Mill City
Mount Angel
St. Paul
Salem
Scotts Mills
Silverton
Stayton
Sublimity
Turner
Woodburn
Morrow
Boardman
Heppner
Ione
Irrigon
Lexington
Multnomah
Fairview
Gresham
Lake Oswego
Maywood Park
Milwaukie
Portland
Troutdale
Wood Village
Polk
Dallas
Falls City
Independence
Monmouth
Salem
Willamina
Sherman
Grass Valley
Moro
Rufus
Wasco
Tillamook
Bay City
Garibaldi
Manzanita
Nehalem
Rockaway Beach
Tillamook
Wheeler
Umatilla
Adams
Athena
Echo
Helix
Hermiston
Milton-Freewater
Pendleton
Pilot Rock
Stanfield
Ukiah
Umatilla
Weston
Union
Cove
Elgin
Imbler
Island City
La Grande
North Powder
Summerville
Union
Wallowa
Enterprise
Joseph
Lostine
Wallowa
Wasco
Antelope
Dufur
Maupin
Mosier
Shaniko
The Dalles
Washington
Banks
Beaverton
Cornelius
Durham
Forest Grove
Gaston
Hillsboro
King City
Lake Oswego
North Plains
Portland
Rivergrove
Sherwood
Tigard
Tualatin
Wilsonville
Wheeler
Fossil
Mitchell
Spray
Yamhill
Amity
Carlton
Dayton
Dundee
Gaston
Lafayette
McMinnville
Newberg
Sheridan
Willamina
Yamhill
Willamina
Yamhill

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