Send a message to:
Perry Farella
Perry Farella
(888) 280-5654
203K & Conventional Renovation Specialist
NMLS #755943
First Community Mortgage
Company NMLS #629700
Approving Loans Since 2002!
Hi I’m Perry, an FHA Loan & 203K Renovation Specialist! I Want to Hear From You! Let's Talk About Your Purchase or Refinance.
Let's talk about, How to Qualify, 203k Loan Requirements, & Other Questions you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally. Call or e-mail Me, whichever way works best for YOU. Also Conventional HomeStyle, Choice and VA renovation loan options.
FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home
Creating The Home You Love STARTS HERE!
Avoid getting your financing denied due to property conditions. Avoid any upfront property repair requirements
Improve your home Size
Improve your home Comfort
Improve your home Value
Combine your home improvement funds with your purchase or refinance loan to Renovate, Repair, Rehab, or Remodel your property all at the same time.
203K Eligible properties include Single Family, 2 to 4 units, Condos, Townhomes, and even mixed use.
Types of FHA 203K Eligible Sales
Regular Standard Listing, Foreclosure, HUD Repos, REO, For sale by Owner, as well as other sales, plus it can be used to refinance.
A Home Owners Guide to the FHA 203K Loan
Get The 203k Loan Info You Need!
Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out to me, Perry Farella, your dedicated 203K Lender, for all the detailed information you need
An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!
Qualifying for a 203k loan is easy, whether you’re Buying or Refinancing. This type of home improvement loan is just like any other type of home loan except you’ll also get the additional funds needed for all your Repairs, Renovations or Rehab.
Whether you’re a First-Time Homebuyer, previously Owned a home or currently a Homeowner, you are eligible to qualify for a 203k Loan as long as you plan to occupy the property.
The FHA 203K Loan is a great option for those looking to add home improvement funds to their purchase or refinance loan, with the advantage of a minimal down payment or equity.
This All-in-One Loan allows a broader scope of properties for you to choose from. You can pick up a fixer upper or an outdated property and fix it up the way you want. With other types of financing, property conditions could cause a dilemma requiring these issues to be resolved before closing your loan. That can slow down or stop your transaction from closing. With the 203k you will avoid those property condition hurdles
Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.
Once the loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!
To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d like to accomplish.
"Contact me now, to accomplish your goals and plans. I look forward to hearing from you!"
Perry Farella
(888) 280-5654
Perry Farella is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the New Hampshire cities below:
Acworth
Albany
Alexandria
Allens
Alstead
Alton
Amherst
Andover
Antrim
Ashland
Atkinson
Auburn
Barnstead
Barrington
Bartlett
Bath
Beans
Beans
Bedford
Belknap
Belmont
Bennington
Benton
Berlin
Bethlehem
Boscawen
Bow
Bradford
Brentwood
Bridgewater
Bristol
Brookfield
Brookline
Cambridge
Campton
Canaan
Candia
Canterbury
Carroll
Center Harbor
Chandlers
Charles
Chatham
Cheshire
Chester
Chesterfield
Chichester
Claremont
Clarksville
Colebrook
Columbia
Concord
Conway
Coos
Cornish
Crawfords
Croydon
Cutts
Dalton
Danbury
Danville
Deerfield
Deering
Derry
Dixs
Dixville
Dorchester
Dover
Dublin
Dummer
Dunbarton
Durham
East Kingston
Easton
Eaton
Effingham
Ellsworth
Enfield
Epping
Epsom
Errol
Ervings
Exeter
Farmington
Fitzwilliam
Frances
Franconia
Franklin
Freedom
Fremont
Gilford
Gilmanton
Gilsum
Goffs
Gorham
Goshen
Grafton
ham
Greenfield
Greenland
Greens
Greenville
Groton
Hadleys
Hale's
Hampstead
Hampton
Hampton Falls
Hancock
Hanover
Harrisville
Hart's
Haverhill
Hebron
Henniker
Hill
Hills
Hinsdale
Holderness
Hollis
Hooksett
Hopkinton
Hudson
Jackson
Jaffrey
Jefferson
Keene
Kensington
Kilkenny
Kingston
Laconia
Lancaster
Landaff
Langdon
Lebanon
Lee
Lempster
Lincoln
Lisbon
Litchfield
Littleton
Livermore
Londonderry
Loudon
Low and Burbanks
Lyman
Lyme
Lynde
Madbury
Madison
Manchester
Marl
Marlow
Martins
Mason
Meredith
Merrimack
Middleton
Milan
Milford
Millsfield
Milton
Monroe
Mont Vernon
Moulton
Nashua
Nelson
New Boston
New Castle
New Durham
New Hampton
New Ipswich
New London
Newbury
Newfields
Newington
Newmarket
Newport
Newton
North Hampton
Northfield
Northumberland
Northwood
Nottingham
Odell
Orange
Orford
Ossipee
Pelham
Pembroke
Peter
Piermont
Pinkhams
Pittsburg
Pittsfield
Plainfield
Plaistow
Plymouth
Portsmouth
Randolph
Raymond
Richmond
Rindge
Rochester
Rockingham
Rollinsford
Roxbury
Rumney
Rye
Salem
Salisbury
Sanbornton
Sandown
Sandwich
Sargents
Seabrook
Second College
Sharon
Shelburne
Somersworth
South Hampton
Springfield
Stark
Stewarts
Stoddard
Strafford
Stratford
Stratham
Success
Sugar Hill
Sullivan
Sunapee
Surry
Sutton
Swanzey
Tamworth
Temple
Thompson and Meserves
Thornton
Tilton
Troy
Tuftonboro
Unity
Wakefield
Walpole
Warner
Warren
Washington
Waterville Valley
Weare
Webster
Wentworth
Wentworth
Westmoreland
Whitefield
Wilmot
Wilton
Winchester
Windham
Windsor
Wolfeboro
Woodstock