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PERRY FARELLA
Meet Your 203K Lender for
MONTANA
Perry Farella
(888) 280-5654
203K & Conventional Renovation Specialist
NMLS #755943
First Community Mortgage
Company NMLS #629700
Approving Loans Since 2002!
Hi I’m Perry, an FHA Loan & 203K Renovation Specialist! I Want to Hear From You! Let's Talk About Your Purchase or Refinance.
Let's talk about, How to Qualify, 203k Loan Requirements, & Other Questions you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally. Call or e-mail Me, whichever way works best for YOU. Also Conventional HomeStyle, Choice and VA renovation loan options.
Looking for an FHA Loan? Why not make it an FHA 203K?
FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home
Creating The Home You Love STARTS HERE!
For Purchase
Avoid Common Financing Roadblocks
Avoid getting your financing denied due to property conditions. Avoid any upfront property repair requirements
For Refinance
Improvements are Made After Closing
Improve your home Size
Improve your home Comfort
Improve your home Value
All In One Loan!
Finance Plus Improvements!
Combine your home improvement funds with your purchase or refinance loan to Renovate, Repair, Rehab, or Remodel your property all at the same time.
What Properties are 203K Eligible in Montana?
203K Eligible properties include Single Family, 2 to 4 units, Condos, Townhomes, and even mixed use.
Types of FHA 203K Eligible Sales
Regular Standard Listing, Foreclosure, HUD Repos, REO, For sale by Owner, as well as other sales, plus it can be used to refinance.
A Home Owners Guide to the FHA 203K Loan
Get The 203k Loan Info You Need!
FREE DOWNLOAD!
FHA 203K Questions You May Have
Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out to me, Perry Farella, your dedicated 203K Lender, for all the detailed information you need.
What is an FHA 203k Loan?
An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!
How to Qualify for an FHA 203k Loan in Montana
Qualifying for a 203k loan is easy, whether you’re Buying or Refinancing. This type of home improvement loan is just like any other type of home loan except you’ll also get the additional funds needed for all your Repairs, Renovations or Rehab.
Who is Eligible to Qualify for a 203k Loan?
Whether you’re a First-Time Homebuyer, previously Owned a home or currently a Homeowner, you are eligible to qualify for a 203k Loan as long as you plan to occupy the property.
Who is a 203k Loan For?
The FHA 203K Loan is a great option for those looking to add home improvement funds to their purchase or refinance loan, with the advantage of a minimal down payment or equity.
Why a 203k Loan?
This All-in-One Loan allows a broader scope of properties for you to choose from. You can pick up a fixer upper or an outdated property and fix it up the way you want. With other types of financing, property conditions could cause a dilemma requiring these issues to be resolved before closing your loan. That can slow down or stop your transaction from closing. With the 203k you will avoid those property condition hurdles
How Does an FHA 203K Work?
Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.
Once the loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!
How To Start Your 203K Loan?
To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d like to accomplish.
Get quick Answers to your FHA 203K Loan Questions!
"Contact me now, to accomplish your goals and plans. I look forward to hearing from you!"
Perry Farella
(888) 280-5654
Perry Farella is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the Montana cities below:
Alberton
Anaconda-Deer Lodge
Bainville
Baker
Bearcreek
Beaverhead
Belgrade
Belt
Big Horn
Big Sandy
Big Timber
Billings
Blaine
Boulder
Bozeman
Bridger
Broadus
Broadview
Broadwater
Browning
Butte-Silver Bow
Carbon
Carter
Cascade
Chester
Chinook
Choteau
Chouteau
Circle
Clyde Park
Colstrip
Columbia Falls
Columbus
Conrad
Culbertson
Custer
Cut Bank
Daniels
Darby
Dawson
Deer Lodge
Denton
Dillon
Dodson
Drummond
Dutton
East Helena
Ekalaka
Ennis
Eureka
Fairfield
Fairview
Fallon
Fergus
Flathead
Flaxville
Forsyth
Fort Benton
Fort Peck
Froid
Fromberg
Gallatin
Garfield
Geraldine
Glacier
Glasgow
Glendive
Golden Valley
Granite
Grass Range
Great Falls
Hamilton
Hardin
Harlem
Harlowton
Havre
Helena
Hill
Hingham
Hobson
Hot Springs
Hysham
Ismay
Jefferson
Joliet
Jordan
Judith Basin
Judith Gap
Kalispell
Kevin
Lake
Laurel
Lavina
Lewis
Lewis and Clark
Libby
Liberty
Lima
Lincoln
Livingston
Lodge Grass
Madison
Malta
Manhattan
McCone
Meagher
Medicine Lake
Melstone
Miles City
Mineral
Missoula
Montana
Moore
Musselshell
NAME
Nashua
Neihart
Opheim
Outlook
Park
Petroleum
Philipsburg
Phillips
Pinesdale
Plains
Plentywood
Plevna
Polson
Pondera
Poplar
Powder River
Powell
Prairie
Ravalli
Red Lodge
Rexford
Richey
Richland
Ronan
Roosevelt
Rosebud
Roundup
Ryegate
Saco
Sanders
Scobey
Shelby
Sheridan
Sidney
Silver Bow
St. Ignatius
Stanford
Stevensville
Stillwater
Sunburst
Superior
Sweet Grass
Terry
Teton
Thompson Falls
Three Forks
Toole
Townsend
Treasure
Troy
Twin Bridges
Valier
Valley
Virginia City
Walkerville
West Yellowstone
Westby
Wheatland
White Sulphur Springs
Whitefish
Whitehall
Wibaux
Winifred
Winnett
Wolf Point
Yellowstone