Meet Your 203K Lender for

KANSAS

Perry Farella

Perry Farella

(888) 280-5654

203K & Conventional Renovation Specialist
NMLS #755943

First Community Mortgage 

Company NMLS #629700

Approving Loans Since 2002!

Hi I’m Perry, an FHA Loan &  203K Renovation Specialist!  I Want to Hear From You!   Let's Talk About Your Purchase or Refinance.

Let's talk about,  How to Qualify,  203k Loan Requirements, & Other Questions  you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally.  Call or e-mail Me, whichever way works best for YOU.  Also Conventional HomeStyle, Choice and VA renovation loan options.

Looking for an FHA Loan?   Why not make it an FHA 203K?

FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home

Creating The Home You Love STARTS HERE!

203K Purchase

Avoid Common Financing Roadblocks

This Loan Option allows you to  buy your fixer upper "As Is" and Rehab it with a minimal down payment.  Having this advantage can create a great opportunity for you.

203K Refinance

Improvements are Made After Closing

This refinancing loan option allows you the maximum home improvement funds you need to make your home the best it can be.

All In One Loan!

Finance Plus Improvements!

Combine your home improvement funds with your purchase or refinance loan to Renovate, Repair, Rehab, or Remodel your property all at the same time.

What Properties are 203K Eligible in Kansas?

203K Eligible properties include Single Family, 2 to 4 units, Condos, Townhomes, and even mixed use.


Types of FHA 203K Eligible Sales

Regular Standard Listing, Foreclosure, HUD Repos, REO, For sale by Owner, as well as other sales, plus it can be used to refinance.

A Home Owners Guide to the FHA 203K Loan

Get The 203k Loan Info You Need!  

FREE DOWNLOAD!

 FHA 203K Questions You May Have

Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out for all the detailed information you need.

FHA-203K-Loan-Home-Improvement.jpg

What is an FHA 203k Loan?

An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!

How to Qualify for an FHA 203k Loan in Kansas

Qualifying for a 203k loan is easy, whether you’re Buying or Refinancing.  This type of home improvement loan is  just like any other type of home loan except you’ll also get the additional funds needed for all your Repairs, Renovations or Rehab.   

203K-Loan-Qualifications

Who is Eligible to Qualify for a 203k Loan?

Whether you’re a First-Time Homebuyer, previously Owned a home or currently a Homeowner, you are eligible to qualify for a 203k Loan as long as you plan to occupy the property.


Who is a 203k Loan For?

The FHA 203K Loan is a great option for those looking to add home improvement funds to their purchase or refinance loan, with the advantage of a minimal down payment or equity.   

Why a 203k Loan?

This All-in-One Loan allows a broader scope of  properties for you to choose from.  You can pick up a fixer upper or an outdated property and fix it up the way you want.   With other types of financing, property conditions could cause a dilemma requiring these issues to be resolved before closing your loan. That can slow down or stop your transaction from closing. With the 203k you will avoid those property condition hurdles

Why-A-203K-Loan?

How Does an FHA 203K Work?

Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.


Once the  loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!  

How To Start Your 203K Loan?

To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d  like to accomplish.

Don't Take A Chance with Your FHA 203K Loan!

Loan-Approval-203K-Mortgage-Lender

Not all FHA Lenders or loan officers have the expertise to handle an FHA 203K Loan. Don’t take a chance, talk to the 203K Specialist who can do FHA 203K Renovation loans as well as standard FHA loans.


With Decades of Experience specializing in the 203k as well as other renovation type loans you'll be in good hands from beginning to end!

Contact Perry Farella, your EXPERT in FHA 203K Loans.

Let's get your home renovation project started!

My direct number!

My personal email!

Perry Farella is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the Kansas cities below:

Abbyville
Abilene
Achilles
Adams
Adell
Admire
Aetna
Afton
Agency
Agenda
Agnes City
Agra
Alamota
Albano
Albert
Albion
Alden
Alexander
Alexander-Belle Prairie
Alexandria
Allen
Allison
Allodium
Alma
Almena
Almena-District 4
Alta
Alta Vista
Altamont
Alton
Altoona
Altory
Americus
Andale
Anderson
Andover
Anthony
Appanoose
Appleton
Arcade
Arcadia
Argonia
Arion
Arkansas City
Arlington
Arma
Arvonia
Ash Creek
Ash Valley
Asherville
Ashland
Assaria
Atchison
Athens
Athol
Atlanta
Attica
Atwood
Aubry
Auburn
Augusta
Augustine
Aurora
Avilla
Avon
Axtell
Bachelor
Baker
Bala
Balderson
Baldwin City
Banner
Barber
Barclay
Barnard
Barnes
Barrett
Bartlett
Barton
Basehor
Bassett
Bassettville
Battle Creek
Battle Hill
Baxter Springs
Bazaar
Bazine
Bear Creek
Beattie
Beaver
Bel Aire
Bell
Belle Plaine
Belleville
Belmont
Beloit
Belpre
Belvue
Benedict
Benkelman
Bennett
Bennington
Bentley
Benton
Bern
Berwick
Bethany
Beverly
Big Bend
Big Creek
Big Timber
Bigelow
Bird City
Bison
Black Wolf
Blaine
Blakely
Bloom
Bloomfield
Bloomington
Blue
Blue Hill
Blue Mound
Blue Rapids
Blue Rapids City
Blue Valley
Bluff
Bluff City
Bogue
Bolton
Bonaville
Bonner Springs
Bourbon
Bow Creek
Bowcreek
Brantford
Brewster
Bronson
Brookville
Brown
Brownell
Browns Creek
Browns Grove
Bruno
Bryant
Buckeye
Bucklin
Buffalo
Buhler
Bunker Hill
Burden
Burdett
Burlingame
Burlington
Burns
Burr Oak
Burrton
Bushong
Bushton
Butler
Byers
Byron
Caldwell
Calhoun
Calvin
Cambria
Cambridge
Canada
Caney
Caneyville
Canton
Canville
Capioma
Carbondale
Carlton
Carlyle
Carneiro
Carr Creek
Cassoday
Castle
Castleton
Catherine
Catlin
Cawker
Cawker City
Cedar
Cedar Point
Cedar Vale
Cedron
Center
Center-District 1
Centerville
Centralia
Centre
Centropolis
Chanute
Chapman
Charleston
Chase
Chautauqua
Cheever
Chelsea
Cheney
Cherokee
Cherry
Cherryvale
Chetopa
Cheyenne
Chikaskia
Cimarron
Circleville
Claflin
Clarence
Clark
Clay
Clay Center
Clayton
Clear Creek
Clear Fork
Clearwater
Cleveland
Cleveland Run
Clifford
Clifton
Climax
Clinton
Cloud
Clyde
Coats
Coffey
Coffeyville
Colby
Coldwater
Coleman
Colfax
Collyer
Colony
Colorado
Columbia
Columbus
Colwich
Comanche
Concord
Concordia
Conkling
Conway
Conway Springs
Cook
Coolidge
Copeland
Cora
Corinth
Corning
Cottage Grove
Cottage Hill
Cottonwood
Cottonwood Falls
Council Grove
Courtland
Covert
Cowley
Coyville
Crawford
Creek
Creswell
Crooked Creek
Crystal
Crystal Plains
Cuba
Cullison
Culver
Cunningham
Custer
Cutler
Dale
Damar
Danville
Darlington
Dayton
De Soto
Dearing
Decatur
Deer Creek
Deerfield
Deerhead
Delano
Delaware
Delhi
Delia
Delmore
Delphos
Denison
Denton
Derby
Dexter
Diamond Creek
Dickinson
Dighton
Dixon
Dodge
Dodge City
Doniphan
Dor
Dorrance
Douglas
Douglass
Dover
Downs
Doyle
Dragoon
Dresden
Driftwood
Drum Creek
Drywood
Duck Creek
Dudley
Dunlap
Durham
Durham Park
Dwight
Eagle
Earlton
East
East Branch
East Cooper
East Hale
East Hess
East Hibbard
East Saline
East Washington
Easton
Eden
Edgerton
Edmond
Edna
Edwards
Edwardsville
Effingham
El Dorado
Elbing
Elgin
Elk
Elk City
Elk Creek
Elk Falls
Elkader
Elkhart
Elkhorn
Ellinwood
Ellis
Ellsworth
Elm
Elm Creek
Elm Grove
Elm Mills
Elmdale
Elmendaro
Elsmore
Elwood
Emma
Emmett
Empire
Emporia
Englewood
Ensign
Enterprise
Erie
Erving
Esbon
Eskridge
Eudora
Eureka
Evan
Everest
Fairfax
Fairfield
Fairmount
Fairplay
Fairview
Fairway
Fall River
Falls
Falun
Fancy Creek
Fargo
Farmer
Farmington
Fawn Creek
Finley
Finney
Flora
Florence
Fontana
Foote
Ford
Formoso
Forrester
Fort Scott
Fountain
Fowler
Fragrant Hill
Frankfort
Franklin
Frederick
Fredonia
Freedom
Fremont
Frontenac
Fulton
Gaeland
Galatia
Gale
Galena
Galesburg
Galt
Galva
Garden
Garden City
Garden Plain
Gardner
Garfield
Garnett
Gas
Gaylord
Geary
Gem


Geneseo
Geneva
German
Gettysburg
Geuda Springs
Gilman
Girard
Glade
Glasco
Glen Elder
Glencoe
Glendale
Glenwood
Goddard
Goessel
Goff
Golden Belt
Goodland
Gore
Gorham
Gove
Gove City
Graham
Grainfield
Granada
Grand River
Grandview
Grandview Plaza
Granite
Grant
Grasshopper
Gray
Great Bend
Greeley
Green
Green Garden
Greene
Greenfield
Greenleaf
Greensburg
Greenwood
Grenola
Gridley
Grinnell
Grove
Groveland
Guelph
Guilford
Guittard
Gypsum
Gypsum Creek
Hackberry
Haddam
Hallet
Halstead
Hamilton
Hamlin
Hampden
Hampton-Fairview
Hancock
Hanover
Hanston
Happy
Hardtner
Harlan
Harmon
Harper
Harrison
Hartford
Hartland
Harvey
Harveyville
Haskell
Havana
Haven
Havensville
Haviland
Hawkeye
Hayes
Hays
Haysville
Hazelton
Hendricks
Henry
Hepler
Herington
Herkimer
Herl
Herndon
Herzog
Hesston
Hiawatha
Hickory
High Prairie
Highland
Highland-District 2
Highpoint
Hill City
Hillsboro
Hodgeman
Hoisington
Holcomb
Holland
Hollenberg
Holmwood
Holton
Holyrood
Home
Homestead
Homewood
Hoosier
Hope
Horace
Horton
Houston
Howard
Hoxie
Hoyt
Hudson
Hugoton
Humboldt
Hunnewell
Hunter
Huntsville
Huron
Hutchinson
Illinois
Independence
Independent
Indian Creek
Indiana
Ingalls
Inman
Iola
Ionia
Iowa
Irving
Isabel
Isbel
Itasca
Iuka
Ivanhoe
Ivy
Jackson
James
Janesville
Jaqua
Jefferson
Jennings
Jerome
Jetmore
Jewell
Johnson
Johnson City
Jones
Junction
Junction City
Kanopolis
Kanorado
Kansas City
Kanwaka
Kapioma
Kaw
Kearny
Kechi
Kendall
Kenneth
Kensington
Kentucky
Key West
Keystone
Keysville
Kickapoo
Kill Creek
Kimeo
Kincaid
King City
Kingery
Kingman
Kinsley
Kiowa
Kirwin
Kismet
La Crosse
La Crosse-Brookdale
La Cygne
La Harpe
Labette
Lacey
Ladore
Lafayette
Lake
Lake City
Lake Quivira
Lakin
Lamont
Lancaster
Lane
Langdon
Langley
Lansing
Larned
Larrabee
Latham
Latimer
Lawrence
LeRoy
Leavenworth
Leawood
Lebanon
Lebo
Lecompton
Lees
Lehigh
Lenexa
Lenora
Leon
Leona
Leonardville
Leoti
Lewis
Lexington
Liberal
Liberty
Liebenthal
Limestone
Lincoln
Lincoln Center
Lincolnville
Lindsborg
Linn
Linn Valley
Linwood
Little Blue
Little Caney
Little River
Little Valley
Little Walnut
Llanos
Lockport
Loda
Logan
Logansport
Lola
London
Lone Elm
Lone Star
Lone Tree
Long Island
Longford
Longton
Lookout
Lorraine
Lost Springs
Louisburg
Louisville
Lowe
Lowell
Lucas
Ludell
Lulu
Luray
Lyndon
Lyon
Lyons
Macksville
Macon
Madison
Mahaska
Maize
Manchester
Manhattan
Mankato
Manter
Maple
Maple Hill
Mapleton
Marena
Marion
Marmaton
Marquette
Marshall
Martin
Marysville
Matfield
Matfield Green
May Day
Mayetta
Mayfield
McAdoo
McAllaster
McCamish
McCracken
McCune
McDonald
McFarland
McLouth
McPherson
Meade
Meade Center
Medford
Medicine Lodge
Medora
Medway
Melvern
Menlo
Menno
Menoken
Meredith
Meriden
Meridian
Merriam
Mertilla
Miami
Michigan
Middle Creek
Milan
Milford
Mill Creek
Millbrook
Milton
Miltonvale
Mineral
Mingona
Minneapolis
Minneha
Minneola
Mirage
Mission
Mission Creek
Mission Hills
Mission Woods
Mitchell
Moline
Monmouth
Monroe
Montana
Montezuma
Montgomery
Monument
Moore
Moran
Morgan
Morganville
Morlan
Morland
Morrill
Morris
Morrowville
Morton
Moscow
Mound
Mound City
Mound Valley
Moundridge
Mount Ayr
Mount Hope
Mount Pleasant
Mulberry
Mullinville
Mulvane
Munden
Murdock
Murray
Muscotah
Narka
Nashville
Natoma
Nelson
Nemaha
Neodesha
Neosho
Neosho Falls
Neosho Rapids
Ness
Ness City
Netawaka
Neuchatel
Nevada
New Albany
New Cambria
New Gottland
New Strawn
Newark
Newbern
Newbury
Newton
Nickerson
Nicodemus
Ninnescah
Niotaze
Noble
Norcatur
North
North Brown
North Homestead
North Newton
North Randall
North Roscoe
North Seward
Norton
Nortonville
Norway
Norwich
Oak
Oak Hill
Oak Valley
Oakland
Oakley
Oberlin
Odee
Odessa
Offerle
Ogallah
Ogden
Ohio
Oketo
Olathe
Olive
Olivet
Olmitz
Olpe
Olsburg
Omnia
Onaga
Oneida


Orange
Orlando
Osage
Osage City
Osawatomie
Osborne
Oskaloosa
Oswego
Otis
Ottawa
Otter
Otter Creek
Ottumwa
Overbrook
Overland
Overland Park
Oxford
Ozark
Ozawkie
Padonia
Painterhood
Palacky
Palco
Palestine
Palmer
Palmyra
Paola
Paradise
Paris
Park
Park City
Parker
Parkerfield
Parkerville
Parnell
Parsons
Partridge
Paw Paw
Pawnee
Pawnee Rock
Paxico
Paxton
Payne
Peabody
Penalosa
Penn
Peoria
Perry
Peru
Peters
Phillips
Phillipsburg
Pierceville
Pike
Pioneer
Pittsburg
Plains
Plainview
Plainville
Pleasant
Pleasant Grove
Pleasant Ridge
Pleasant Valley
Pleasant View
Pleasantdale
Pleasanton
Plevna
Plum
Plum Creek
Plum Grove
Plumb
Plymouth
Pomona
Portis
Potosi
Pottawatomie
Potwin
Powell
Powhattan
Prairie
Prairie Dog
Prairie View
Prairie Village
Pratt
Prescott
Preston
Pretty Prairie
Princeton
Prospect
Protection
Putnam
Quenemo
Quincy
Quinter
Radium
Ramona
Randall
Randolph
Ransom
Rantoul
Rawlins
Raymond
Reading
Red Vermillion
Redfield
Reeder
Reilly
Reno
Republic
Reserve
Rexford
Rice
Rich
Richfield
Richland
Richmond
Ridge
Ridgeway
Riley
Rinehart
Risley
River
Riverside
Robinson
Rocewood
Rochester
Rock
Rock Creek
Rockford
Rockville
Roeland Park
Rolla
Rooks
Roosevelt
Rosalia
Roscoe
Rose Creek
Rose Hill
Rose Valley
Roseland
Ross
Rossville
Round Mound
Round Springs
Rovohl
Royal
Rozel
Rural
Rush
Rush Center
Rushville
Russell
Russell Springs
Rutland
Ryan
Sabetha
Salamanca
Salem
Salina
Saline
Salt Creek
Salt Springs
Sand Creek
Santa Fe
Sappa
Sarcoxie
Satanta
Savonburg
Sawlog
Sawmill
Sawyer
Scammon
Scandia
Schoenchen
Scott
Scott City
Scottsville
Scranton
Sedan
Sedgwick
Selden
Seneca
Seventy-Six
Severance
Severy
Seward
Shannon
Sharon
Sharon Springs
Shawnee
Shell Rock
Sheridan
Sherlock
Sherman
Shermanville
Shiley
Shiloh
Shirley
Sibley
Silver Creek
Silver Lake
Silverdale
Simpson
Sinclair
Sitka
Smith
Smith Center
Smoky
Smoky Hill
Smoky View
Smolan
Sodville
Soldier
Solomon
Solomon Rapids
Solomon-District 3
South Bend
South Brown
South Haven
South Homestead
South Hutchinson
South Randall
South Roscoe
South Salem
South Seward
South Sharps Creek
Southside
Spearville
Speed
Spivey
Spring
Spring Creek
Spring Hill
Spring Valley
Springbrook
Springdale
St. Bridget
St. Clere
St. Francis
St. George
St. John
St. Marys
St. Paul
Stafford
Stanton
Star
Stark
Starr
Stateline
Sterling
Stevens
Stockton
Stranger
Strawberry
Strong
Strong City
Sublette
Sugar Creek
Summerfield
Summers
Summit
Sumner
Sun City
Superior
Susank
Swan
Swede Creek
Sycamore
Sylvan Grove
Sylvia
Syracuse
Talleyrand
Taloga
Tampa
Tecumseh
Ten Mile
Terry
Tescott
Thayer
The Highlands
Thomas
Tilden
Timberhill
Timken
Tioga
Tipton
Tisdale
Toledo
Tonganoxie
Topeka
Toronto
Towanda
Trego
Trenton
Tribune
Trivoli
Troy
Turkey Creek
Turon
Twin Grove
Tyro
Udall
Ulysses
Union
Union Center
Utica
Valley
Valley Brook
Valley Center
Valley Falls
Valverde
Verdigris
Vermillion
Vernon
Vesper
Vicksburg
Victor
Victoria
Vienna
Vining
Vinita
Viola
Virgil
Voltaire
WaKeeney
Wabaunsee
Waco
Wakarusa
Wakefield
Waldo
Waldron
Walker
Wallace
Walnut
Walnut Creek
Walnut Grove
Walton
Wamego
Wano
Waring
Washington
Waterloo
Waterville
Wathena
Waverly
Wayne
Wea
Webber
Webster
Weir
Welda
Wellington
Wells
Wellsville
Wendell
Weskan
West Branch
West Cherry
West Cooper
West Hale
West Hibbard
West Mineral
West Plains
West Saline
West Washington
Western
Westminster
Westmoreland
Westola
Westphalia
Westwood
Westwood Hills
Wetmore
Wheatland
Wheaton
White
White City
White Cloud
White Mound
White Rock
Whitewater
Whiting
Wichita
Wilburn
Wilcox
Wildcat
Wildhorse
Willard
Williamsburg
Williamsport
Willis
Willow Springs
Willowbrook
Willowdale
Wilmington
Wilmore
Wilsey
Wilson
Winchester
Windom
Windsor
Winfield
Wingfield
Winona
Winterset
Wolf River
Woodbine
Woodson
Woodston
Wyandotte
Yates Center
Yoder
York
Zeandale
Zenda
Zurich

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