Meet Your 203K Lender for
ILLINOIS

Dustin-Swigart

Dustin Swigart

(888) 334-4493

Regional Renovation Sales Manager
203K Loan Specialist

NMLS # 681479

PrimeLending

PrimeLending

Company NMLS # 13649

Hi I’m Dustin, an FHA Loan &  203K Renovation Specialist!  I Want to Hear From You!   Let's Talk About Your Purchase or Refinance.

Let's talk about,  How to Qualify,  203k Loan Requirements, & Other Questions  you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally.  Call or e-mail Me, whichever way works best for YOU.

Looking for an FHA Loan?   Why not make it an FHA 203K?

FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home

Creating The Home You Love STARTS HERE!

203K Purchase

Avoid Common Financing Roadblocks

Avoid getting your financing denied due to property conditions.  Avoid any upfront property repair requirements

203K Refinance

Improvements are Made After Closing

Improve your home Size
Improve your home Comfort
Improve your home Value

203K All In One Loan!

Finance Plus Improvements!

Combine your home improvement funds with your purchase or refinance loan to Renovate, Repair, Rehab, or Remodel your property all at the same time.

What Properties are 203K Eligible in Illinois?

203K Eligible properties include Single Family, 2 to 4 units, Condos, Townhomes, and even mixed use.


Types of FHA 203K Eligible Sales

Regular Standard Listing, Foreclosure, HUD Repos, REO, For sale by Owner, as well as other sales, plus it can be used to refinance.

A Home Owners Guide to the FHA 203K Loan

Get The 203k Loan Info You Need!  

FREE DOWNLOAD!

 FHA 203K Questions You May Have

Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out to me, Dustin Swigart, your dedicated 203K Lender, for all the detailed information you need

FHA-203K-Loan-Home-Improvement.jpg

What is an FHA 203k Loan?

An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!

How to Qualify for an FHA 203k Loan in Illinois?

Qualifying for a 203k loan is easy, whether you’re Buying or Refinancing.  This type of home improvement loan is  just like any other type of home loan except you’ll also get the additional funds needed for all your Repairs, Renovations or Rehab.   

203K-Loan-Qualifications

Who is Eligible to Qualify for a 203k Loan?

Whether you’re a First-Time Homebuyer, previously Owned a home or currently a Homeowner, you are eligible to qualify for a 203k Loan as long as you plan to occupy the property.


Who is a 203k Loan For?

The FHA 203K Loan is a great option for those looking to add home improvement funds to their purchase or refinance loan, with the advantage of a minimal down payment or equity.   

Why a 203k Loan?

This All-in-One Loan allows a broader scope of  properties for you to choose from.  You can pick up a fixer upper or an outdated property and fix it up the way you want.   With other types of financing, property conditions could cause a dilemma requiring these issues to be resolved before closing your loan. That can slow down or stop your transaction from closing. With the 203k you will avoid those property condition hurdles

Why-A-203K-Loan?

How does an FHA 203K Work?

Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.


Once the  loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!  

How To Start Your 203K Loan?

To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d  like to accomplish.

Get quick Answers to your FHA 203K Loan Questions!

"Contact me now, to accomplish your goals and plans. I look forward to hearing from you!"

Dustin-Swigart

Dustin Swigart

(888) 334-4493

Dustin Swigart is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the Illinois cities below:

Abingdon
Abington
Adams
Addieville
Addison
Adeline
Aetna
Afton
Akron
Alba
Albany
Albers
Albion
Alden
Aledo
Alexander
Alexis
Algonquin
Alhambra
Allen
Allendale
Allens Grove
Allenville
Allerton
Allin
Allison
Alma
Alpha
Alsey
Alsip
Altamont
Alto
Alto Pass
Alton
Altona
Alvan
Amboy
Amity
Anchor
Andalusia
Anderson
Andover
Anna
Annawan
Antioch
Appanoose
Apple River
Arcola
Arenzville
Argenta
Arispie
Arlington
Arlington Heights
Armington
Aroma
Aroma Park
Arrington
Arrowsmith
Artesia
Arthur
Asbury
Ash Grove
Ashkum
Ashland
Ashley
Ashmore
Ashton
Assumption
Astoria
Athens
Athensville
Atkinson
Atlanta
Atlas
Atwood
Auburn
Audubon
Augusta
Aurora
Austin
Aux Sable
Ava
Avena
Aviston
Avoca
Avon
Ayers
Bainbridge
Bald Bluff
Bald Hill
Baldwin
Ball
Banner
Bannockburn
Bardolph
Barnett
Barnhill
Barr
Barren
Barrington
Barrington Hills
Barry
Bartelso
Bartlett
Bartonville
Basco
Batavia
Batch
Bath
Bay View Gardens
Baylis
Beach Park
Bear Creek
Bear Grove
Beards
Beaucoup
Beaver
Beaver Creek
Beaverville
Beckemeyer
Bedford
Bedford Park
Beecher
Beecher City
Belgium
Belknap
Bell Plain
Belle Prairie
Belle Prairie City
Belle Rive
Belleville
Bellevue
Bellflower
Bellmont
Bellwood
Belmont
Belvidere
Bement
Benld
Bennington
Bensenville
Benson
Bentley
Benton
Berkeley
Berlin
Bernadotte
Berreman
Berry
Berwick
Berwyn
Bethalto
Bethany
Bethel
Beverly
Bible Grove
Big Grove
Big Mound
Big Rock
Big Spring
Biggsville
Bingham
Bird
Birmingham
Bishop
Bishop Hill
Bismarck
Blackberry
Blackhawk
Blair
Blandinsville
Blissville
Bloom
Bloomingdale
Bloomington
Bloomington City
Blount
Blue Island
Blue Mound
Blue Ridge
Bluff Springs
Bluffdale
Bluffs
Bluford
Bois D'Arc
Bolingbrook
Bolo
Bond
Bondville
Bone Gap
Bonfield
Bonnie
Bonpas
Bonus
Boone
Bourbon
Bourbonnais
Bowdre
Bowen
Bowlesville
Bowling
Bowling Green
Boynton
Braceville
Bradford
Bradley
Braidwood
Breese
Bremen
Brenton
Bridgeport
Bridgeview
Brighton
Brimfield
Bristol
Broadlands
Broadview
Broadwell
Brocton
Brookfield
Brooklyn
Brookport
Brookside
Brookville
Broughton
Brouilletts Creek
Brown
Browning
Browns
Bruce
Brushy
Brushy Mound
Brussels
Bryant
Buck
Buckeye
Buckhart
Buckheart
Buckhorn
Buckingham
Buckley
Buckner
Buda
Buena Vista
Buffalo
Buffalo Grove
Buffalo Hart
Buffalo Prairie
Bull Valley
Bulpitt
Buncombe
Bunker Hill
Burbank
Bureau
Bureau Junction
Burgess
Burlington
Burnham
Burns
Burnt Prairie
Burr Ridge
Burritt
Burton
Bush
Bushnell
Butler
Butler Grove
Button
Byron
Cabery
Cahokia
Cahokia Heights
Cairo
Caledonia
Calhoun
Calumet
Calumet City
Calumet Park
Camargo
Cambria
Cambridge
Camden
Camp Point
Campbell Hill
Campton
Campton Hills
Campus
Canoe Creek
Canteen
Canton
Cantrall
Capital
Capron
Carbon Cliff
Carbon Hill
Carbondale
Carlinville
Carlock
Carlyle
Carman
Carmi
Carol Stream
Carpentersville
Carrier Mills
Carrigan
Carroll
Carrollton
Carson
Carterville
Carthage
Cartwright
Cary
Casey
Caseyville
Casner
Cass
Catlin
Cave
Cave-In-Rock
Cazenovia
Cedar
Cedar Point
Cedarville
Central
Central City
Centralia
Centreville
Cerro Gordo
Chadwick
Chalmers
Chambersburg
Champaign
Champaign City
Chandlerville
Channahon
Chapin
Charleston
Charlotte
Chatham
Chatsworth
Chebanse
Chemung
Cheney's Grove
Chenoa
Cherry
Cherry Grove-Shannon
Cherry Valley
Chester
Chesterfield
Chestnut
Chicago
Chicago Heights
Chicago Ridge
Chili
Chillicothe
Chouteau
Chrisman
Christian
Christopher
Christy
Cicero
Cincinnati
Cisco
Cisne
Cissna Park
Claremont
Clarendon Hills
Clarion
Clark
Clarksburg
Clay
Clay City
Clayton
Clear Lake
Clement
Cleveland
Clifton
Clinton
Clintonia
Clover
Clyde
Coal City
Coal Valley
Coalton
Coatsburg
Cobden
Coe
Coffeen
Colchester
Cold Spring
Coldbrook
Coles
Coleta
Colfax
Collinsville
Coloma
Colona
Colp
Columbia
Columbus
Compromise
Compton
Concord
Condit
Congerville
Cook
Cooksville
Cooper
Coopers
Copley
Coral
Cordova
Cornell
Cornwall
Cortland
Corwin
Cottage
Cotton Hill
Cottonwood
Coulterville
Council Hill
Country Club Hills
Countryside
Covington
Cowden
Crainville
Crane Creek
Crawford
Creal Springs
Creek
Crescent
Crescent City
Crest Hill
Creston
Crestwood
Crete
Creve Coeur
Crittenden
Crook
Crooked Creek
Cropsey
Crossville
Crouch
Cruger
Crystal Lake
Cuba
Cullom
Cumberland
Cunningham
Curran
Custer
Cutler
Cypress
Dahlgren
Dakota
Dale
Dallas City
Dalton City
Dalzell
Damiansville
Dana
Danforth
Danvers
Danville
Darien
Darwin
Davis
Davis Junction
Dawson
Dayton
De Land
De Pue
De Soto
De Witt
DeKalb
Decatur
Decker
Deer Creek
Deer Grove
Deer Park
Deerfield
Degognia
Delavan
Dement
Denison
Denning
Denver
Derinda
Derry
Des Plaines
Detroit
Diamond
Dieterich
Dillon
Dimmick
Divernon
Dix
Dixmoor
Dixon
Dodds
Dolson
Dolton
Dongola
Donnellson
Donovan
Dora
Dorchester
Dorr
Douglas
Dover
Dowell
Downers Grove
Downs
Drummer
Drury
Dry Grove
Dry Point
Du Bois
Du Page
Du Quoin
DuPage
Duncan
Dundee
Dunfermline
Dunham
Dunlap
Dunleith
Dupo
Durand
Durham
Dwight
Eagarville
Eagle
Eagle Creek
Eagle Point
Earl
Earlville
East Alton
East Bend
East Brooklyn
East Cape Girardeau
East Carondelet
East Dubuque
East Dundee
East Eldorado
East Fork
East Galena
East Galesburg
East Gillespie
East Grove
East Hazel Crest
East Lincoln
East Moline
East Nelson
East Oakland
East Peoria
East St. Louis
Eastern
Easton
Eddyville
Eden
Edford
Edgar
Edgewood
Edgington
Edinburg
Edwards
Edwardsville
Effingham
El Dara
El Paso
Ela
Elba
Elbridge
Elburn
Eldorado
Eldred
Elgin
Eliza
Elizabeth
Elk
Elk Grove
Elk Grove Village
Elk Prairie
Elkhart
Elkhorn
Elkhorn Grove
Elkville
Ellington
Elliott
Ellis Grove
Ellison
Ellisville
Ellsworth
Elm Grove
Elm River
Elmhurst
Elmira
Elmwood
Elmwood Park
Elsah
Elvaston
Elwood
Embarrass
Emden
Eminence
Emington
Emma
Emmet
Empire
Energy
Enfield
Engelmann
English
Eppards Point
Equality
Erie
Erienna
Erin
Esmen
Essex
Eureka
Evans
Evanston
Evansville
Evergreen Park
Ewing
Exeter
Fairbury
Fairfield
Fairhaven
Fairmont City
Fairmount
Fairview
Fairview Heights
Fall Creek
Fall River
Fancy Creek
Farina
Farm Ridge
Farmer City
Farmers
Farmersville
Farmington
Farrington
Fayette
Fayetteville
Felix
Fenton
Ferris
Fidelity
Field
Fieldon
Fillmore
Fillmore Consolidated
Findlay
Fisher
Fithian
Flagg
Flanagan
Flannigan
Flat Branch
Flat Rock
Flint
Flora
Florence
Flossmoor
Floyd
Fondulac
Foosland
Ford
Ford Heights
Forest City
Forest Park
Forest View
Forrest
Forreston
Forsyth
Fort Russell
Foster
Fountain Bluff
Fountain Creek
Fountain Green
Four Mile
Fox
Fox Lake
Fox River Grove
Frankfort
Franklin
Franklin Grove
Franklin Park
Frederick
Freeburg
Freedom
Freeman Spur
Freeport
Fremont
Friends Creek
Fulton
Fults
Funks Grove


Galatia
Galena
Galesburg
Galesburg City
Gallatin
Galva
Ganeer
Garden Hill
Garden Plain
Gardner
Garfield
Garrett
Gays
Genesee
Geneseo
Geneva
Genoa
George
German
German Hills
German Valley
Germanville
Gibson City
Gifford
Gilberts
Gillespie
Gilman
Gilmer
Girard
Gladstone
Glasford
Glasgow
Glen Carbon
Glen Ellyn
Glencoe
Glendale Heights
Glenview
Glenwood
Godfrey
Godley
Golconda
Gold
Gold Hill
Golden
Golden Gate
Golf
Good Hope
Goode
Goodfarm
Goodfield
Goose Creek
Goose Lake
Goreville
Gorham
Goshen
Grafton
Grand Detour
Grand Prairie
Grand Rapids
Grand Ridge
Grand Tower
Grandview
Grandville
Granite City
Grant
Grant Park
Grantfork
Granville
Gray
Grayslake
Grayville
Green Garden
Green Oaks
Green Valley
Greenbush
Greene
Greenfield
Greenup
Greenview
Greenville
Greenwood
Gridley
Griggsville
Grisham
Grove
Groveland
Grover
Grundy
Guilford
Gulfport
Gurnee
Hadley
Hagener
Hahnaman
Haines
Hainesville
Hale
Hall
Hallock
Hamburg
Hamel
Hamilton
Hammond
Hampshire
Hampton
Hanaford
Hancock
Hanna
Hanna City
Hanover
Hanover Park
Hardin
Harlem
Harmon
Harmony
Harp
Harris
Harrisburg
Harrison
Harter
Hartford
Hartland
Hartsburg
Harvard
Harvel
Harvey
Harwood
Harwood Heights
Havana
Haw Creek
Hawthorn Woods
Hawthorne
Hazel Crest
Hebron
Hecker
Helvetia
Henderson
Hennepin
Henning
Henry
Hensley
Heralds Prairie
Herrick
Herrin
Herscher
Hettick
Heyworth
Hickory
Hickory Hill
Hickory Hills
Hickory Point
Hidalgo
Highland
Highland Park
Highwood
Hillcrest
Hillsboro
Hillsdale
Hillside
Hillview
Hillyard
Hinckley
Hindsboro
Hinsdale
Hire
Hittle
Hodgkins
Hoffman
Hoffman Estates
Holiday Hills
Holland
Hollis
Hollowayville
Home
Homer
Homer Glen
Homewood
Honey Creek
Honey Point
Hoopeston
Hooppole
Hoosier
Hope
Hopedale
Hopewell
Hopkins
Hopkins Park
Houston
Hoyleton
Hudson
Huey
Hull
Humboldt
Hume
Hunt City
Hunter
Huntley
Huntsville
Hurlbut
Hurricane
Hurst
Hutsonville
Hutton
Illini
Illiopolis
Ina
Independence
Indian
Indian Creek
Indian Grove
Indian Head Park
Indian Point
Indian Prairie
Indianola
Industry
Inverness
Iola
Ipava
Irish
Iroquois
Irving
Irvington
Irwin
Isabel
Island Grove
Island Lake
Itasca
Iuka
Ivesdale
Jackson
Jacksonville
Jamaica
Jarvis
Jasper
Jefferson
Jeffersonville
Jeisyville
Jerome
Jersey
Jerseyville
Jewett
Jo Daviess
Johannisburg
Johnsburg
Johnson
Johnsonville
Johnston City
Joliet
Jonathan Creek
Jonesboro
Joppa
Jordan
Joshua
Joy
Jubilee
Junction
Junction City
Justice
Kampsville
Kane
Kaneville
Kangley
Kankakee
Kansas
Kappa
Karnak
Kaskaskia
Keene
Keenes
Keensburg
Keith
Keithsburg
Kell
Kelly
Kempton
Kendall
Kenilworth
Kenney
Kent
Kerr
Kerton
Kewanee
Keyesport
Kickapoo
Kilbourne
Kildeer
Kincaid
Kinderhook
King
Kingston
Kingston Mines
Kinkaid
Kinmundy
Kinsman
Kirkland
Kirkwood
Knight Prairie
Knox
Knoxville
La Clede
La Fayette
La Grange
La Grange Park
La Harpe
La Moille
La Prairie
La Rose
LaSalle
Lacon
Ladd
Laenna
Lafayette
Lagrange
Lake
Lake Barrington
Lake Bluff
Lake Forest
Lake Fork
Lake Ka-Ho
Lake Villa
Lake Zurich
Lake in the Hills
Lakemoor
Lakewood
Lamard
Lamoine
Lamotte
Lanark
Lancaster
Lanesville
Lansing
Laona
Larkinsburg
Latham
Lawndale
Lawrence
Lawrenceville
Le Roy
LeRoy
Leaf River
Lebanon
Lee
Lee Center
Leech
Leef
Leeper
Leland
Leland Grove
Lemont
Lena
Lenox
Lenzburg
Leonore
Lerna
Levan
Levee
Lewis
Lexington
Leyden
Liberty
Libertyville
Licking
Lily Lake
Lima
Limestone
Lincoln
Lincolnshire
Lincolnwood
Lindenhurst
Linder
Linn
Lisbon
Lisle
Litchfield
Little Mackinaw
Little Rock
Little York
Littleton
Lively Grove
Liverpool
Livingston
Loami
Lockport
Locust
Loda
Logan
Lomax
Lombard
London Mills
Lone Grove
Long Branch
Long Creek
Long Grove
Long Point
Longview
Looking Glass
Loraine
Loran
Lostant
Loudon
Louisville
Love
Lovejoy
Loves Park
Lovington
Lowe
Lucas
Ludlow
Lukin
Lyman
Lynchburg
Lyndon
Lynn
Lynnville
Lynwood
Lyons
Macedonia
Machesney Park
Mackinaw
Macomb
Macomb City
Macon
Macoupin
Madison
Maeys
Magnolia
Mahomet
Maine
Makanda
Malden
Malone
Malta
Manchester
Manhattan
Manito
Manlius
Mansfield
Manteno
Maple Park
Mapleton
Maquon
Marengo
Marietta
Marine
Marion
Marissa
Mark
Markham
Maroa
Marquette Heights
Marrowbone
Marseilles
Marshall
Martin
Martinsburg
Martinsville
Martinton
Maryland
Maryville
Mascoutah
Mason
Mason City
Massac
Massilon
Matherville
Matteson
Mattoon
Maunie
Maxwell
May
Mayberry
Mayfield
Maywood
Mazon
McClellan
McClure
McCook
McCullom Lake
McDonough
McHenry
McKee
McKendree
McLean
McLeansboro
McNabb
Meacham
Mechanicsburg
Media
Medina
Medora
Melrose
Melrose Park
Melvin
Menard
Mendon
Mendota
Menominee
Mercer
Meredosia
Meriden
Meridian
Merrionette Park
Metamora
Metcalf
Metropolis
Mettawa
Middle
Middlefork
Middleport
Midlothian
Milan
Milford
Milks Grove
Mill Creek
Mill Shoals
Millbrook
Milledgeville
Miller
Millersburg
Millington
Mills
Millstadt
Milo
Milton
Mineral
Minier
Minonk
Minooka
Mission
Mississippi
Missouri
Moccasin
Modesto
Mokena
Moline
Momence
Mona
Monee
Money Creek
Monmouth
Monroe
Monroe Center
Montebello
Montezuma
Montgomery
Monticello
Montmorency
Montrose
Moores Prairie
Moraine
Morgan
Moro
Morris
Morrison
Morrisonville
Morton
Morton Grove
Mosquito
Moultrie
Mound
Mound City
Mound Station
Mounds
Mount Auburn
Mount Carmel
Mount Carroll
Mount Clare
Mount Erie
Mount Hope
Mount Morris
Mount Olive
Mount Pleasant
Mount Prospect
Mount Pulaski
Mount Sterling
Mount Vernon
Mount Zion
Mountain
Moweaqua
Muddy
Mulberry Grove
Muncie
Mundelein
Munson
Murdock
Murphysboro
Murrayville
Na-Au-Say
Nachusa
Nameoki
Naperville
Naplate
Naples
Nashville
Nason
Nauvoo
Nebo
Nebraska
Nelson
Neoga
Neponset
Nettle Creek
Nevada
New
New Athens
New Baden
New Bedford
New Berlin
New Boston
New Burnside
New Canton
New Douglas
New Grand Chain
New Haven
New Holland
New Lenox
New Milford
New Minden
New Salem
New Trier
Newark
Newburg
Newcomb
Newell
Newman
Newmansville
Newport
Newton
Niantic
Niles
Nilwood
Nixon
Noble
Nokomis
Nora
Normal
Norman
Norridge
Norris
Norris City
North Aurora
North Barrington
North Chicago
North City
North Fork
North Henderson
North Litchfield
North Muddy
North Okaw
North Otter
North Palmyra
North Pekin
North Riverside
North Utica
Northbrook
Northeast
Northern
Northfield
Northlake
Northville
Norton
Norwood
Norwood Park
Nunda
O'Fallon
Oak Brook
Oak Forest
Oak Grove
Oak Lawn
Oak Park
Oakbrook Terrace
Oakdale
Oakford
Oakland
Oakley
Oakwood
Oakwood Hills
Oblong
Oconee
Odell
Odin
Ogden
Ogle
Oglesby
Ohio
Ohio Grove
Ohlman
Okaw
Okawville
Old Mill Creek
Old Ripley
Old Shawnee
Old Town
Olio
Olive
Olmsted
Olney
Olympia Fields
Omaha
Omega
Omphghent

Onarga
Oneco
Oneida
Ontario
Ophir
Oquawka
Ora
Oran
Orange
Orangeville
Orchard
Oreana
Oregon
Oregon-Nashua
Orel
Orient
Orion
Orland
Orland Hills
Orland Park
Orvil
Osage
Osceola
Osco
Oskaloosa
Oswego
Otego
Ottawa
Otter Creek
Otterville
Otto
Owaneco
Owego
Owen
Oxford
Palatine
Palestine
Palmer
Palmyra
Palos
Palos Heights
Palos Hills
Palos Park
Pana
Panama
Panola
Panther Creek
Papineau
Paradise
Paris
Park City
Park Forest
Park Ridge
Parker
Parkersburg
Partridge
Patoka
Patterson
Patton
Paw Paw
Pawnee
Paxton
Payson
Pea Ridge
Peach Orchard
Pearl
Pearl City
Pecatonica
Pekin
Pella
Pembroke
Pendleton
Penn
Pennsylvania
Peoria
Peoria City
Peoria Heights
Peotone
Percy
Perry
Perryton
Persifer
Peru
Pesotum
Petersburg
Petty
Phenix
Philadelphia
Phillips
Philo
Phoenix
Piasa
Piatt
Pickaway
Pierce
Pierron
Pigeon Grove
Pike
Pilot
Pilot Grove
Pilot Knob
Pin Oak
Pinckneyville
Pine Creek
Pine Rock
Pingree Grove
Piper City
Pitman
Pittsburg
Pittsfield
Pixley
Plainfield
Plainville
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