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MIKE HENDERSON
Meet Your 203K Lender for
IDAHO
Mike Henderson
(888) 218-4408
203K Specialist / Branch Manager
NMLS # 248445
loan Depot
Company NMLS # 174457
Hi I’m Mike, an FHA Loan & 203K Renovation Specialist! I Want to Hear From You! Let's Talk About Your Purchase or Refinance.
Let's talk about, How to Qualify, 203k Loan Requirements, & Other Questions you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally. Call or e-mail Me, whichever way works best for YOU.
Looking for an FHA Loan? Why not make it an FHA 203K?
FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home
Creating The Home You Love STARTS HERE!
203K Purchase
Avoid Common Financing Roadblocks
Avoid getting your financing denied due to property conditions. Avoid any upfront property repair requirements
203K Refinance
Improvements are Made After Closing
Improve your home Size
Improve your home Comfort
Improve your home Value
203K All In One Loan!
Finance Plus Improvements!
Combine your home improvement funds with your purchase or refinance loan to Renovate, Repair, Rehab, or Remodel your property all at the same time.
What Properties are 203K Eligible in Idaho?
203K Eligible properties include Single Family, 2 to 4 units, Condos, Townhomes, and even mixed use.
Types of FHA 203K Eligible Sales
Regular Standard Listing, Foreclosure, HUD Repos, REO, For sale by Owner, as well as other sales, plus it can be used to refinance.
A Home Owners Guide to the FHA 203K Loan
Get The 203k Loan Info You Need!
FREE DOWNLOAD!
FHA 203K Questions You May Have
Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out to me, Mike Henderson, your dedicated 203K Lender, for all the detailed information you need
What is an FHA 203k Loan?
An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!
How to Qualify for an FHA 203k Loan in Idaho?
Qualifying for a 203k loan is easy, whether you’re Buying or Refinancing. This type of home improvement loan is just like any other type of home loan except you’ll also get the additional funds needed for all your Repairs, Renovations or Rehab.
Who is Eligible to Qualify for a 203k Loan?
Whether you’re a First-Time Homebuyer, previously Owned a home or currently a Homeowner, you are eligible to qualify for a 203k Loan as long as you plan to occupy the property.
Who is a 203k loan for?
The FHA 203K Loan is a great option for those looking to add home improvement funds to their purchase or refinance loan, with the advantage of a minimal down payment or equity.
Why a 203k Loan?
This All-in-One Loan allows a broader scope of properties for you to choose from. You can pick up a fixer upper or an outdated property and fix it up the way you want. With other types of financing, property conditions could cause a dilemma requiring these issues to be resolved before closing your loan. That can slow down or stop your transaction from closing. With the 203k you will avoid those property condition hurdles
How does an FHA 203K Work?
Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.
Once the loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!
How To Start Your 203K Loan?
To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d like to accomplish.
Get quick Answers to your FHA 203K Loan Questions!
"Contact me now, to accomplish your goals and plans. I look forward to hearing from you!"
Mike Henderson
(888) 218-4408
Mike Henderson is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the Idaho cities below:
Aberdeen
Acequia
Ada
Adams
Albion
American Falls
Ammon
Arco
Arimo
Ashton
Athol
Bancroft
Bannock
Basalt
Bear Lake
Bellevue
Benewah
Bingham
Blackfoot
Blaine
Bliss
Bloomington
Boise
Boise City
Bonner
Bonners Ferry
Bonneville
Boundary
Bovill
Buhl
Burley
Butte
Butte City
Caldwell
Camas
Cambridge
Canyon
Carey
Caribou
Cascade
Cassia
Castleford
Challis
Chubbuck
Clark
Clark Fork
Clayton
Clearwater
Clifton
Coeur d'Alene
Cottonwood
Council
Craigmont
Crouch
Culdesac
Custer
Dalton Gardens
Dayton
Deary
Declo
Dietrich
Donnelly
Dover
Downey
Driggs
Drummond
Dubois
Eagle
East Hope
Eden
Elk River
Elmore
Emmett
Fairfield
Ferdinand
Fernan Lake Village
Filer
Firth
Franklin
Fremont
Fruitland
Garden City
Gem
Genesee
George
Glenns Ferry
Gooding
Grace
Grand View
Grangeville
Greenleaf
Hagerman
Hailey
Hansen
Harrison
Hauser
Hayden
Hayden Lake
Hazelton
Heyburn
Hollister
Homedale
Hope
Horseshoe Bend
Huetter
Idaho
Idaho City
Idaho Falls
Inkom
Iona
Irwin
Island Park
Jefferson
Jerome
Juliaetta
Kamiah
Kellogg
Kendrick
Ketchum
Kimberly
Kooskia
Kootenai
Kuna
Lapwai
Latah
Lava Hot Springs
Leadore
Lemhi
Lewis
Lewiston
Lewisville
Lincoln
Mackay
Madison
Malad City
Malta
Marsing
McCall
McCammon
Melba
Menan
Meridian
Middleton
Midvale
Minidoka
Montpelier
Moore
Moscow
Mountain Home
Moyie Springs
Mud Lake
Mullan
Murtaugh
Nampa
New Meadows
New Plymouth
Newdale
Nez Perce
Nezperce
Notus
Oakley
Old
Onaway
Oneida
Orofino
Osburn
Owyhee
Oxford
Paris
Parker
Parma
Paul
Payette
Peck
Pierce
Pinehurst
Placerville
Plummer
Pocatello
Ponderay
Post Falls
Potlatch
Power
Preston
Priest River
Rathdrum
Reubens
Rexburg
Richfield
Rigby
Riggins
Ririe
Roberts
Rockland
Rupert
Salmon
Sandpoint
Shelley
Shoshone
Smelterville
Soda Springs
Spencer
Spirit Lake
St. Anthony
St. Charles
St. Maries
Stanley
Star
State Line
Stites
Sugar City
Sun Valley
Swan Valley
Tensed
Teton
Tetonia
Troy
Twin Falls
Ucon
Valley
Victor
Wallace
Wardner
Warm River
Washington
Weippe
Weiser
Wendell
Weston
White Bird
Wilder
Winchester
Worley