Meet Your 203K Lender for
ARKANSAS

Perry Farella

Perry Farella

(888) 280-5654

203K & Conventional Renovation Specialist
NMLS #755943

First Community Mortgage 

Company NMLS #629700

Approving Loans Since 2002!

Hi I’m Perry, an FHA Loan &  203K Renovation Specialist!  I Want to Hear From You!   Let's Talk About Your Purchase or Refinance.

Let's talk about,  How to Qualify,  203k Loan Requirements, & Other Questions  you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally.  Call or e-mail Me, whichever way works best for YOU.  Also Conventional HomeStyle, Choice and VA renovation loan options.

Looking for an FHA Loan?   Why not make it an FHA 203K?

FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home

Creating The Home You Love STARTS HERE!

203K Purchase

Avoid Common Financing Roadblocks

This Loan Option allows you to  buy your fixer upper "As Is" and Rehab it with a minimal down payment.  Having this advantage can create a great opportunity for you.

203K Refinance

Improvements are Made After Closing

This refinancing loan option allows you the maximum home improvement funds you need to make your home the best it can be.

All In One Loan!

Finance Plus Improvements!

Combine your home improvement funds with your purchase or refinance loan to Renovate, Repair, Rehab, or Remodel your property all at the same time.

What Properties are 203K Eligible in Arkansas?

203K Eligible properties include Single Family, 2 to 4 units, Condos, Townhomes, and even mixed use.


Types of FHA 203K Eligible Sales

Regular Standard Listing, Foreclosure, HUD Repos, REO, For sale by Owner, as well as other sales, plus it can be used to refinance.

A Home Owners Guide to the FHA 203K Loan

Get The 203k Loan Info You Need!  

FREE DOWNLOAD!

 FHA 203K Questions You May Have

Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out to me, Perry Farella, your dedicated 203K Lender, for all the detailed information you need.

FHA-203K-Loan-Home-Improvement.jpg

What is an FHA 203k Loan?

An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!

How to Qualify for an FHA 203k Loan in Arkansas

Qualifying for a 203k loan is easy, whether you’re Buying or Refinancing.  This type of home improvement loan is  just like any other type of home loan except you’ll also get the additional funds needed for all your Repairs, Renovations or Rehab.   

203K-Loan-Qualifications

Who is Eligible to Qualify for a 203k Loan?

Whether you’re a First-Time Homebuyer, previously Owned a home or currently a Homeowner, you are eligible to qualify for a 203k Loan as long as you plan to occupy the property.


Who is a 203k Loan For?

The FHA 203K Loan is a great option for those looking to add home improvement funds to their purchase or refinance loan, with the advantage of a minimal down payment or equity.   

Why a 203k Loan?

This All-in-One Loan allows a broader scope of  properties for you to choose from.  You can pick up a fixer upper or an outdated property and fix it up the way you want.   With other types of financing, property conditions could cause a dilemma requiring these issues to be resolved before closing your loan. That can slow down or stop your transaction from closing. With the 203k you will avoid those property condition hurdles

Why-A-203K-Loan?

How Does an FHA 203K Work?

Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.


Once the  loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!  

How To Start Your 203K Loan?

To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d  like to accomplish.

Get quick Answers to your FHA 203K Loan Questions!

"Contact me now, to accomplish your goals and plans. I look forward to hearing from you!"

Perry Farella

(888) 280-5654

Perry Farella is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the Arkansas cities below:

Alexander
Alpena
Ash Flat
Big Flat
Cave City
Cherokee Village
Damascus
Elm Springs
Emmet
Fairfield Bay
Glenwood
Hardy
Horseshoe Bend
Humphrey
Jennette
Mansfield
Quitman
Springdale
Tillar
Arkansas
Almyra
DeWitt
Gillett
St. Charles
Stuttgart
Ashley
Crossett
Fountain Hill
Hamburg
Montrose
Parkdale
Portland
Wilmot
Baxter
Briarcliff
Cotter
Gassville
Lakeview
Mountain Home
Norfork
Salesville
Avoca
Bella Vista
Bentonville
Cave Springs
Centerton
Decatur
Garfield
Gateway
Gentry
Gravette
Highfill
Little Flock
Lowell
Pea Ridge
Rogers
Siloam Springs
Spring
Sulphur Springs
Boone
Bellefonte
Bergman
Diamond City
Everton
Harrison
Lead Hill
Omaha
South Lead Hill
Valley Springs
Zinc
Banks
Hermitage
Warren
Calhoun
Hampton
Harrell
Thornton
Tinsman
Carroll
Alpena  
Beaver
Berryville
Blue Eye
Eureka Springs
Green Forest
Holiday Island
Oak Grove
Chicot
Dermott
Eudora
Lake Village
Clark
Amity
Arkadelphia
Caddo Valley
Gum Springs
Gurdon
Okolona
Whelen Springs
Clay
Corning
Datto
Greenway
Knobel
McDougal
Nimmons
Peach Orchard
Piggott
Pollard
Rector
Success
Cleburne
Concord
Greers Ferry
Heber Springs
Higden
Cleveland
Kingsland
Rison
Columbia
Emerson
McNeil
Magnolia
Taylor
Waldo
Menifee
Morrilton
Oppelo
Plumerville
Craighead
Bay
Black Oak
Bono
Brookland
Caraway
Cash
Egypt
Jonesboro
Lake City
Monette
Crawford
Alma
Cedarville
Chester
Dyer
Kibler
Mountainburg
Mulberry
Rudy
Crittenden
Anthonyville
Clarkedale
Crawfordsville
Earle
Edmondson
Gilmore
Horseshoe Lake
Jericho
Sunset
Turrell
West Memphis
Cross
Cherry Valley
Hickory Ridge
Parkin
Wynne
Dallas
Carthage
Fordyce
Sparkman
Desha
Arkansas City
Dumas
McGehee
Mitchellville
Reed
Watson
Drew
Monticello
Tillar  
Wilmar
Winchester
Faulkner
Conway
Enola
Greenbrier
Guy
Holland
Mayflower
Mount Vernon
Quitman  
Twin Groves


Vilonia
Wooster
Altus
Branch
Charleston
Denning
Ozark
Wiederkehr Village
Mammoth Spring
Salem
Viola
Fountain Lake
Hot Springs
Lonsdale
Mountain Pine
Grant
Leola
Poyen
Prattsville
Sheridan
Tull
Greene
Delaplaine
Lafe
Marmaduke
Oak Grove Heights
Paragould
Hempstead
Blevins
Fulton
Hope
McCaskill
McNab
Oakhaven
Ozan
Patmos
Hot Spring
Donaldson
Friendship
Malvern
Midway
Perla
Rockport
Howard
Dierks
Mineral Springs
Nashville
Tollette
Independence
Batesville
Cushman
Magness
Moorefield
Newark
Oil Trough
Pleasant Plains
Southside
Sulphur Rock
Izard
Calico Rock
Franklin
Guion
Melbourne
Mount Pleasant
Oxford
Pineville
Jackson
Amagon
Beedeville
Campbell Station
Diaz
Grubbs
Jacksonport
Newport
Swifton
Tuckerman
Tupelo
Weldon
Jefferson
Altheimer
Humphrey  
Pine Bluff
Redfield
Sherrill
Wabbaseka
White Hall
Clarksville
Coal Hill
Hartman
Knoxville
Lamar
Lafayette
Bradley
Buckner
Lewisville
Stamps
Lawrence
Alicia
Black Rock
Hoxie
Imboden
Lynn
Minturn
Portia
Powhatan
Ravenden
Sedgwick
Smithville
Strawberry
Walnut Ridge
Lee
Aubrey
Haynes
LaGrange
Marianna
Moro
Rondo
Gould
Grady
Star City
Little River
Ashdown
Foreman
Ogden
Wilton
Winthrop
Logan
Blue Mountain
Booneville
Caulksville
Magazine
Morrison Bluff
Paris
Ratcliff
Scranton
Subiaco
Allport
Austin
Cabot
Carlisle
Coy
England
Humnoke
Keo
Lonoke
Ward
Hindsville
Huntsville
St. Paul
Marion
Bull Shoals
Flippin
Pyatt
Summit
Yellville
Miller
Fouke
Garland
Texarkana
Mississippi
Bassett
Birdsong
Blytheville
Burdette
Dell
Dyess
Etowah
Gosnell
Joiner
Keiser
Leachville
Luxora
Manila
Marie
Osceola
Victoria
Wilson
Monroe
Brinkley
Clarendon
Fargo
Holly Grove
Roe
Montgomery
Black Springs
Mount Ida
Norman
Oden
Nevada
Bluff City
Bodcaw
Cale

Emmet  
Prescott
Rosston
Willisville
Newton
Jasper
Western Grove
Ouachita
Bearden
Camden
Chidester
East Camden
Louann
Stephens
Adona
Bigelow
Casa
Fourche
Houston
Perry
Perryville
Phillips
Elaine
Helena-West Helena
Lake View
Lexa
Marvell
Pike
Antoine
Daisy
Delight
Glenwood  
Murfreesboro
Poinsett
Fisher
Harrisburg
Lepanto
Marked Tree
Trumann
Tyronza
Waldenburg
Weiner
Polk
Cove
Grannis
Hatfield
Mena
Vandervoort
Wickes
Pope
Atkins
Dover
Hector
London
Pottsville
Russellville
Prairie
Des Arc
De Valls Bluff
Fredonia  
Hazen
Ulm
Pulaski
Cammack Village
Jacksonville
Little Rock
Maumelle
North Little Rock
Sherwood
Wrightsville
Randolph
Biggers
Maynard
O'Kean
Pocahontas
Ravenden Springs
Reyno
St. Francis
Caldwell
Colt
Forrest City
Hughes
Jennette  
Madison
Palestine
Wheatley
Widener
Saline
Alexander  
Bauxite
Benton
Bryant
Haskell
Shannon Hills
Traskwood
Scott
Waldron
Big Flat  
Gilbert
Leslie
Marshall
Pindall
St. Joe
Sebastian
Barling
Bonanza
Central City
Fort Smith
Greenwood
Hackett
Hartford
Huntington
Lavaca
Mansfield  
Midland
Sevier
Ben Lomond
De Queen
Gillham
Horatio
Lockesburg
Sharp
Ash Flat  
Cave City  
Cherokee Village  
Evening Shade
Hardy  
Highland
Horseshoe Bend  
Sidney
Williford
Stone
Fifty-Six
Mountain View
Union
Calion
El Dorado
Felsenthal
Huttig
Junction City
Norphlet
Smackover
Strong
Van Buren
Clinton
Damascus  
Fairfield Bay  
Shirley
Washington
Elkins
Elm Springs  
Farmington
Fayetteville
Goshen
Greenland
Johnson
Lincoln
Prairie Grove
Springdale  
Tonti
West Fork
Winslow
White
Bald Knob
Beebe
Bradford
Garner
George
Griffithville
Higginson
Judsonia
Kensett
Letona
McRae
Pangburn
Rose Bud
Russell
Searcy
West Point
Woodruff
Augusta
Cotton Plant
Hunter
McCrory
Patterson
Yell
Belleville
Corinth
Danville
Dardanelle
Havana
Ola

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