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Mike Henderson
Mike Henderson
(888) 218-4408
203K Specialist / Branch Manager
NMLS # 248445
Hi I’m Mike, an FHA Loan & 203K Renovation Specialist! I Want to Hear From You! Let's Talk About Your Purchase or Refinance.
Let's talk about, How to Qualify, 203k Loan Requirements, & Other Questions you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally. Call or e-mail Me, whichever way works best for YOU.
FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home
Creating The Home You Love STARTS HERE!
Avoid getting your financing denied due to property conditions. Avoid any upfront property repair requirements
Improve your home Size
Improve your home Comfort
Improve your home Value
Combine your home improvement funds with your purchase or refinance loan to Renovate, Repair, Rehab, or Remodel your property all at the same time.
203K Eligible properties include Single Family, 2 to 4 units, Condos, Townhomes, and even mixed use.
Types of FHA 203K Eligible Sales
Regular Standard Listing, Foreclosure, HUD Repos, REO, For sale by Owner, as well as other sales, plus it can be used to refinance.
A Home Owners Guide to the FHA 203K Loan
Get The 203k Loan Info You Need!
Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out to me, Mike Henderson, your dedicated 203K Lender, for all the detailed information you need
An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!
Qualifying for a 203k loan is easy, whether you’re Buying or Refinancing. This type of home improvement loan is just like any other type of home loan except you’ll also get the additional funds needed for all your Repairs, Renovations or Rehab.
Whether you’re a First-Time Homebuyer, previously Owned a home or currently a Homeowner, you are eligible to qualify for a 203k Loan as long as you plan to occupy the property.
The FHA 203K Loan is a great option for those looking to add home improvement funds to their purchase or refinance loan, with the advantage of a minimal down payment or equity.
This All-in-One Loan allows a broader scope of properties for you to choose from. You can pick up a fixer upper or an outdated property and fix it up the way you want. With other types of financing, property conditions could cause a dilemma requiring these issues to be resolved before closing your loan. That can slow down or stop your transaction from closing. With the 203k you will avoid those property condition hurdles
Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.
Once the loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!
To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d like to accomplish.
"Contact me now, to accomplish your goals and plans. I look forward to hearing from you!"
Mike Henderson
(888) 218-4408
Mike Henderson is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the Arizona cities below:
Apache Junction
Hayden
Marana
Peoria
Queen Creek
Sedona
Wickenburg
Winkelman
Apache
Eagar
St. Johns
Springerville
Cochise
Benson
Bisbee
Douglas
Huachuca City
Sierra Vista
Tombstone
Willcox
Coconino
Flagstaff
Fredonia
Page
Tusayan
Williams
Gila
Globe
Miami
Payson
Star Valley
Graham
Safford
Thatcher
Greenlee
Clifton
Duncan
La Paz
Parker
Quartzsite
Avondale
Buckeye
Carefree
Cave Creek
Chandler
El Mirage
Fountain Hills
Gila Bend
Gilbert
Glendale
Goodyear
Guadalupe
Litchfield Park
Mesa
Paradise Valley
Phoenix
Scottsdale
Surprise
Tempe
Tolleson
Young
Mohave
Bullhead City
Colorado City
Kingman
Lake Havasu City
Navajo
Holbrook
Pinetop-Lakeside
Show Low
Snowflake
Taylor
Winslow
Pima
Oro Valley
Sahuarita
South Tucson
Tucson
Pinal
Apache Junction
Casa Grande
Coolidge
Eloy
Florence
Hayden
Kearny
Mammoth
Marana
Maricopa
Queen Creek
Superior
Winkelman
Santa Cruz
Nogales
Patagonia
Yavapai
Camp Verde
Chino Valley
Clarkdale
Cottonwood
Dewey-Humboldt
Jerome
Peoria
Prescott
Prescott Valley
Sedona
Wickenburg
San Luis
Somerton
Wellton
Yuma