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DUSTIN SWIGART
Meet Your 203K Lender for
ALABAMA
Dustin Swigart
(888) 334-4493
Regional Renovation Sales Manager
203K Loan Specialist
NMLS # 681479
PrimeLending
Company NMLS # 13649
Hi I’m Dustin, an FHA Loan & 203K Renovation Specialist! I Want to Hear From You! Let's Talk About Your Purchase or Refinance.
Let's talk about, How to Qualify, 203k Loan Requirements, & Other Questions you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally. Call or e-mail Me, whichever way works best for YOU.
Looking for an FHA Loan? Why not make it an FHA 203K?
FHA 203K Renovation & Home Improvement Financing for Purchasing or Refinancing Your Home
Creating The Home You Love STARTS HERE!
203K Purchase
Avoid Common Financing Roadblocks
Avoid getting your financing denied due to property conditions. Avoid any upfront property repair requirements
203K Refinance
Improvements are Made After Closing
Improve your home Size
Improve your home Comfort
Improve your home Value
203K All In One Loan!
Finance Plus Improvements!
Combine your home improvement funds with your purchase or refinance loan to Renovate, Repair, Rehab, or Remodel your property all at the same time.
What Properties are 203K Eligible in Alabama?
203K Eligible properties include Single Family, 2 to 4 units, Condos, Townhomes, and even mixed use.
Types of FHA 203K Eligible Sales
Regular Standard Listing, Foreclosure, HUD Repos, REO, For sale by Owner, as well as other sales, plus it can be used to refinance.
A Home Owners Guide to the FHA 203K Loan
Get The 203k Loan Info You Need!
FREE DOWNLOAD!
FHA 203K Questions You May Have
Ready to unravel the FHA 203K loan? Let's start by covering the basics first. For more tailored, in-depth answers specific to your situation, feel free to reach out to me, Dustin Swigart, your dedicated 203K Lender, for all the detailed information you need
What is an FHA 203k Loan?
An FHA 203k loan is a Federally Insured Loan designed to help home buyers purchase a property that needs renovation or refinance an existing home with the goal of making repairs and improvements. It's the financing tool for your home transformation!
How to Qualify for an FHA 203k Loan in Alabama?
Qualifying for a 203k loan is easy, whether you’re Buying or Refinancing. This type of home improvement loan is just like any other type of home loan except you’ll also get the additional funds needed for all your Repairs, Renovations or Rehab.
Who is Eligible to Qualify for a 203k Loan?
Whether you’re a First-Time Homebuyer, previously Owned a home or currently a Homeowner, you are eligible to qualify for a 203k Loan as long as you plan to occupy the property.
Who is a 203k Loan For?
The FHA 203K Loan is a great option for those looking to add home improvement funds to their purchase or refinance loan, with the advantage of a minimal down payment or equity.
Why a 203k Loan?
This All-in-One Loan allows a broader scope of properties for you to choose from. You can pick up a fixer upper or an outdated property and fix it up the way you want. With other types of financing, property conditions could cause a dilemma requiring these issues to be resolved before closing your loan. That can slow down or stop your transaction from closing. With the 203k you will avoid those property condition hurdles
How Does an FHA 203K Work?
Unlike other loans, the 203K Loan approval is based on the FUTURE Value of the home (after improvements), rather than the current value. This unique feature allows home buyers to finance improvements with a minimal down payment and for current property owners, allows to refinance with minimum equity as well.
Once the loan closes the home improvements begin. Funds are disbursed as scheduled and the end results is a property that you envisioned and love!
How To Start Your 203K Loan?
To get started, you'll need to contact your 203K Specialist and provide them with preliminary info about yourself, your property, and the renovations you’d like to accomplish.
Get quick Answers to your FHA 203K Loan Questions!
"Contact me now, to accomplish your goals and plans. I look forward to hearing from you!"
Dustin Swigart
(888) 334-4493
Dustin Swigart is an FHA 203k Lender helping homebuyers, homeowners and real estate agents with their Renovation Loan financing throughout the Alabama cities below:
Abbeville
Adamsville
Addison
Akron
Alabaster
Albertville
Alexander City
Aliceville
Allgood
Altoona
Andalusia
Anderson
Anniston
Arab
Ardmore
Argo
Ariton
Arley
Ashford
Ashland
Ashville
Athens
Atmore
Attalla
Auburn
Autauga
Autaugaville
Avon
Babbie
Baileyton
Bakerhill
Baldwin
Banks
Barbour
Bay Minette
Bayou La Batre
Bear Creek
Beatrice
Beaverton
Belk
Benton
Berlin
Berry
Bessemer
Bibb
Billingsley
Birmingham
Black
Blount
Blountsville
Blue Springs
Boaz
Boligee
Bon Air
Brantley
Brent
Brewton
Bridgeport
Brighton
Brilliant
Brookside
Brookwood
Brundidge
Bullock
Butler
Calera
Calhoun
Camden
Camp Hill
Carbon Hill
Cardiff
Carolina
Carrollton
Castleberry
Cedar Bluff
Center Point
Centre
Centreville
Chambers
Chatom
Chelsea
Cherokee
Chickasaw
Childersburg
Chilton
Choctaw
Citronelle
Clanton
Clarke
Clay
Clayhatchee
Clayton
Cleburne
Cleveland
Clio
Coaling
Coffee
Coffee Springs
Coffeeville
Coker
Colbert
Collinsville
Colony
Columbia
Columbiana
Conecuh
Coosa
Coosada
Cordova
Cottonwood
Courtland
Covington
Cowarts
Crenshaw
Creola
Crossville
Cuba
Cullman
Cusseta
Dadeville
Dale
Daleville
Dallas
Daphne
Dauphin Island
Daviston
Dayton
DeKalb
Deatsville
Decatur
Demopolis
Detroit
Dodge City
Dora
Dothan
Double Springs
Douglas
Dozier
Dutton
East Brewton
Eclectic
Edwardsville
Elba
Elberta
Eldridge
Elkmont
Elmore
Emelle
Enterprise
Epes
Escambia
Ethelsville
Etowah
Eufaula
Eutaw
Eva
Evergreen
Excel
Fairfield
Fairhope
Fairview
Falkville
Faunsdale
Fayette
Five Points
Flomaton
Florala
Florence
Foley
Forkland
Fort Deposit
Fort Payne
Franklin
Frisco City
Fruithurst
Fulton
Fultondale
Fyffe
Gadsden
Gainesville
Gantt
Garden City
Gardendale
Gaylesville
Geiger
Geneva
Georgiana
Geraldine
Gilber
Glen Allen
Glencoe
Glenwood
Goldville
Good Hope
Goodwater
Gordo
Gordon
Gordonville
Goshen
Grant
Graysville
Greene
Greensboro
Greenville
Grimes
Grove Hill
Gu-Win
Guin
Gulf Shores
Guntersville
Gurley
Hackleburg
Hale
Haleburg
Haleyville
Hamilton
Hammondville
Hanceville
Harpersville
Hartford
Hartselle
Hayden
Hayneville
Headland
Heath
Heflin
Helena
Henagar
Henry
Highland Lake
Hillsboro
Hobson City
Hodges
Hokes Bluff
Holly Pond
Hollywood
Homewood
Hoover
Horn Hill
Houston
Huey
Huntsville
Hurtsboro
Hytop
Ider
Indian Springs Village
Irondale
Jackson
Jacksons' Gap
Jacksonville
Jasper
Jefferson
Jemison
Kansas
Kellyton
Kennedy
Killen
Kimberly
Kinsey
Kinston
La Fayette
Lake View
Lakeview
Lamar
Lanett
Langston
Lauderdale
Lawrence
Lee
Leeds
Leesburg
Leighton
Lester
Level Plains
Lexington
Libertyville
Limestone
Lincoln
Linden
Line
Lineville
Lipscomb
Lisman
Littleville
Livingston
Loachapoka
Lockhart
Locust Fork
Louisville
Lowndes
Lowndesboro
Loxley
Luverne
Lynn
Macon
Madison
Madrid
Magnolia Springs
Malvern
Maplesville
Marengo
Margaret
Marion
Marshall
May
McIntosh
McKenzie
McMullen
Memphis
Mentone
Midfield
Midland City
Midway
Millbrook
Millport
Millry
Mobile
Monroe
Monroeville
Montevallo
Montgomery
Moody
Mooresville
Morgan
Morris
Mosses
Moulton
Moundville
Mount Vernon
Mountain Brook
Mulga
Munford
Muscle Shoals
Myrtlewood
Napier Field
Natural Bridge
Nauvoo
Nectar
Needham
New Brockton
New Hope
New Site
Newbern
Newton
Newville
North Courtland
North Johns
Northport
Notasulga
Oak Grove
Oak Hill
Oakman
Odenville
Ohatchee
Oneonta
Onycha
Opelika
Opp
Orange Beach
Orrville
Owens Cross Roads
Oxford
Ozark
Paint Rock
Parrish
Pelham
Pell City
Pennington
Perdido Beach
Perry
Petrey
Phenix City
Phil Campbell
Pickens
Pickensville
Piedmont
Pike
Pike Road
Pinckard
Pine Apple
Pine Hill
Pine Ridge
Pinson
Pisgah
Pleasant Grove
Pleasant Groves
Pollard
Powell
Prattville
Priceville
Prichard
Providence
Ragland
Rainbow City
Rainsville
Ranburne
Randolph
Red Bay
Red Level
Reece City
Reform
Rehobeth
Repton
Ridgeville
River Falls
Riverside
Riverview
Roanoke
Robertsdale
Rockford
Rogersville
Rosa
Russell
Russellville
Rutledge
Samson
Sand Rock
Sanford
Saraland
Sardis City
Satsuma
Scottsboro
Section
Selma
Semmes
Sheffield
Shelby
Shiloh
Shorter
Silas
Silverhill
Sipsey
Skyline
Slocomb
Smiths Station
Snead
Somerville
South Vinemont
Southside
Spanish Fort
Springville
St. Clair
St. Florian
Steele
Stevenson
Sulligent
Sumiton
Summerdale
Sumter
Susan Moore
Sweet Water
Sylacauga
Sylvan Springs
Sylvania
Talladega
Talladega Springs
Tallapoosa
Tallassee
Tarrant
Taylor
Thomaston
Thomasville
Thorsby
Town Creek
Toxey
Trafford
Triana
Trinity
Troy
Trussville
Tuscaloosa
Tuscumbia
Tuskegee
Twin
Union
Union Grove
Union Springs
Valley
Valley Grande
Valley Head
Vance
Vernon
Vestavia Hills
Vina
Vincent
Vredenburgh
Wadley
Waldo
Walker
Walnut Grove
Warrior
Washington
Waterloo
Waverly
Weaver
Webb
Wedowee
West Blocton
West Jefferson
West Point
Westover
Wetumpka
White Hall
Wilcox
Wilsonville
Wilton
Winfield
Winston
Woodland
Woodstock
Woodville
Yellow Bluff
York
